103 N Monroe St, Waterloo, WI 53594 Property Records

Jefferson County property record for 103 N Monroe St, Waterloo, WI 53594

Property Summary

Property TypeCommercial
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on File
Last Sale$285,000 (Sep 2022)
Tax Bill$5,707 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN290-0813-0644-041

Property Details

APN / Parcel Number

Primary APN290-0813-0644-041

Exterior

Lot Area4,792 sqft (0.11 acres)

Location & Zoning

Street Address103 N MONROE ST
CityWATERLOO
StateWI
Zip53594-1124
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description42FT BY 109FT IN SE/C LOT 2, BLK 2, 1ST ADD TO WATERLOO SUBJ TO ROW OVER W END IN 155-44.
Legal Range13E
Legal Township08N
Legal Section06
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionADD TO WATERLOO
Legal Block2
Legal Lot Number2
JurisdictionJEFFERSON WI
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1004
Census Tract100400

Owner

103 N Monroe St, a commercial property, is owned by a company that bought it in September 2022 and is owner-occupied.

Source: Jefferson County records, as of February 16, 2026

Owner of RecordCompany Name on File
Mailing AddressW1087 FOX RD, COLUMBUS, WI 53925-9212
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2022Warranty Deed, Transfer · Commercial Mortgage
ONE COMMUNITY BANK
Sep 26, 2020Deed of Trust, Mortgage
BADGER BK
Oct 16, 2019Deed of Trust, Mortgage
BADGER BK
Mar 20, 2019Warranty Deed, Transfer · Conventional Mortgage
TOWN BANK
Feb 6, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2022 · Amount on File
Deed SaleSep 26, 2022 · Amount on File
Prior SaleMar 20, 2019
Deed Document Number1467524
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON WI
Recording DateSep 26, 2022
Property Address103 N MONROE ST, WATERLOO, WI 53594-1124
Document Number0001467524
Instrument DateSep 26, 2022
Instrument1467524
Transaction TypeTransfer
Record UpdatedOct 19, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$855.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressW1087 FOX RD, COLUMBUS, WI 53925-9212

Mortgage

Document Number0001467525
DateSep 26, 2022
Instrument1467525
Lender
NameONE COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property Address103 N MONROE ST, WATERLOO, WI 53594-1124
Document Number0001432427
Instrument DateSep 26, 2020
Transaction TypeMortgage
Record UpdatedOct 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 W MADISON ST WATERLOO WI 535941319, WATERLOO, WI 53594-1319

Mortgage

Document Number0001432427
DateSep 29, 2020
Instrument1432427
Lender
NameBADGER BK
TypeBank
AddressJOHNSON CREEK, WI 53038
Agreement
AmountAmount on Record

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property Address103 N MONROE ST, WATERLOO, WI 53594-1124
Document Number0001415731
Instrument DateOct 16, 2019
Transaction TypeMortgage
Record UpdatedNov 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 W MADISON ST WATERLOO WI 535941319, WATERLOO, WI 53594-1319

Mortgage

Document Number0001415731
DateOct 17, 2019
Instrument1415731
Lender
NameBADGER BK
TypeBank
AddressJOHNSON CREEK, WI 53038
Agreement
AmountAmount on Record

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON WI
Recording DateMar 20, 2019
Property Address103 N MONROE ST, WATERLOO, WI 53594-1124
Document Number0001407111
Instrument DateMar 13, 2019
Instrument1407111
Transaction TypeTransfer
Record UpdatedMar 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 N MONROE ST, WATERLOO, WI 53594-1124

Mortgage

Document Number0001407112
DateMar 20, 2019
Instrument1407112
Lender
NameTOWN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON WI
Recording DateFeb 6, 2017
Property Address103 N MONROE ST, WATERLOO, WI 53594-1124
Document Number0001378837
Instrument DateJan 25, 2017
Instrument1378837
Transaction TypeTransfer
Record UpdatedFeb 27, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$255.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 103 N Monroe St was $5,707 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyJefferson County
MunicipalityWaterloo City
Unified School DistrictWaterloo School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,707.00 Homeowner's exemption$311,500 Land $20,500 Building $291,000$343,700
2023$3,045.00 Homeowner's exemption$152,500 Land $17,500 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 N Monroe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims11 (1979–2008)
Claims Outside the SFHA1 of 11
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 N Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATERWORKS
serves 3,520 people · EPA ID WI1280115
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Oct 2019
Lead public education
Jan 2018
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Netwurx.

Nearby Properties on N Monroe St

Nearby Streets

Search Property Records by Address or Parcel Number