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115 N Jane Dr, Elgin, IL 60123 Property Records

Kane County property record for 115 N Jane Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,661 sqft · built 1968
Lot Size0.207 acres (9,000 sqft)
Owner2 Company Names on Record
Last Sale$162,000 (Nov 1995)
Tax Bill$8,692 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jan 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-15-177-002

Property Details

APN / Parcel Number

Primary APN06-15-177-002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,661 sqft Living Area
Gross Area4,146 sqft
Basement Area1,485 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeFrame
Lot Area9,000 sqft (0.207 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address115 N JANE DR
CityELGIN
StateIL
Zip60123-5119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCHOLLS RESUB LOT 1
Legal SubdivisionSCHOLLS RESUB
Legal Block2
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2006
Census Tract851904

Owner

Source: Kane County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address115 N JANE DR, ELGIN, IL 60123-5119
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
Jan 16, 2024Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Feb 26, 2026Intrafamily Transfer, Transfer · Line of Credit
FIFTH THIRD BANK WESTERN MICHIGAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 1995 · Amount on Record
Deed SaleNov 6, 1995 · Amount on Record
Deed Document Number199567172
Deed Book / Page1139 / 120
Last Transfer DateFeb 18, 2026
Transfer Doc0000007842
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address115 N JANE DR, ELGIN, IL 60123-5119
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyCARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024793
DateMar 30, 2021
Instrument2021K024793
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036
Interest
Rate TypeFixed Rate
Rate2.62%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address115 N JANE DR, ELGIN, IL 60123-5119
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 N JANE DR, ELGIN, IL 60123-5119

Mortgage

Document Number0000001538
DateJan 16, 2024
Instrument2024K001538
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 25, 2053

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateFeb 26, 2026
Property Address115 N JANE DR, ELGIN, IL 60123-5119
Document Number0000007842
Instrument DateFeb 18, 2026
Instrument2026K007842
Transaction TypeTransfer
Record UpdatedMar 11, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address115 N JANE DR, ELGIN, IL 60123-5119

Mortgage

Document Number0000008451
DateFeb 26, 2026
Instrument2026K008451
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 25, 2056

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,692.00 (+4.12%) Homeowner's exemption$121,940 (+8.57%) Land $22,201 Building $99,739$365,966 (+8.57%) Land $66,630 Building $299,337
2024$8,348.00 (+11.28%) Homeowner's exemption$112,315 (+21.39%) Land $20,449 Building $91,866$337,080 (+21.44%) Land $61,372 Building $275,708
2022$7,502.00 (+4.46%) Homeowner's exemption$92,521 (+6.96%) Land $16,845 Building $75,676$277,563 (+6.96%) Land $50,535 Building $227,028
2021$7,182.00 Homeowner's exemption$86,501 Land $15,749 Building $70,752$259,503 Land $47,247 Building $212,256

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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