105 N Jane Dr, Elgin, IL 60123 Property Records

Kane County property record for 105 N Jane Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,832 sqft · built 1969
Lot Size	0.175 acres (7,643 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Dec 2001)
Tax Bill	$8,095 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-15-177-003`

Property Details

APN / Parcel Number

Primary APN	`06-15-177-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,832 sqft Living Area
Gross Area	4,108 sqft
Basement Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,643 sqft (0.175 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	105 N JANE DR
City	ELGIN
State	IL
Zip	60123-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHOLLS RESUB LOT 2
Legal Subdivision	SCHOLLS RESUB
Legal Block	2
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2006
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 N JANE DR, ELGIN, IL 60123-5119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2001 · Amount on Record
Deed Sale	Dec 12, 2001 · Amount on Record
Prior Sale	Jan 8, 1999 · Amount on Record
Deed Document Number	2001131449
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	105 N JANE DR, ELGIN, IL 60123-5119
Document Number	0000006840
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 N JANE DR ELGIN IL 601235119, ELGIN, IL 60123-5119

Mortgage

Document Number	0000006840
Date	Feb 6, 2017
Instrument	6840

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,095.00 (+7.75%) Homeowner's exemption	$122,116 (+8.57%) Land $21,955 Building $100,161	$366,495 (+8.57%) Land $65,891 Building $300,603
2024		$112,477 (+21.39%) Land $20,222 Building $92,255	$337,566 (+21.44%) Land $60,690 Building $276,876
2022	$7,513.00 (+4.45%) Homeowner's exemption	$92,654 (+6.96%) Land $16,658 Building $75,996	$277,962 (+6.96%) Land $49,974 Building $227,988
2021	$7,193.00 Homeowner's exemption	$86,625 Land $15,574 Building $71,051	$259,875 Land $46,722 Building $213,153

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20