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115 N 65th Ave W, Duluth, MN 55807 Property Records

St. Louis County property record for 115 N 65th Ave W, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 960 sqft · built 1964
Lot Size0.189 acres (8,248 sqft)
OwnerIndividual Name on File
Last Sale$172,700 (Mar 2021)
Tax Bill$2,836 (2026)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-4220-03660

Property Details

APN / Parcel Number

Primary APN010-4220-03660
Alternative APN
  • 1106490

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area960 sqft Gross Area
1st Floor Area960 sqft
Basement Area360 sqft
Finished Basement360 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Lot Area8,248 sqft (0.189 acres)
Garage Area480 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area120 sqft
Storage Building80 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number1106490
Street Address115 N 65TH AVE W
CityDULUTH
StateMN
Zip55807-1950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNLY 16 FT OF LOT 8 AND ALL OF LOTS 9 AND10 SERIAL #
Legal SubdivisionSTOWELLS ADDITION TO WEST DULUTH
Legal Block24
Legal Lot Number8-10
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3015
Census Tract3300

Owner

115 N 65th Ave W is owned and occupied by an individual who bought it in March 2021.

Source: St. Louis County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address115 N 65TH AVE W, DULUTH, MN 55807-1950
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2021 · Amount on File
Deed SaleMar 29, 2021 · Amount on File
Deed Document Number20211038400
Prior Transfer DateOct 29, 2009
Prior Transfer Doc0000877507
Record UpdatedOct 29, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionST LOUIS MN
Recording DateMar 29, 2021
Property Address115 N 65TH AVE W, DULUTH, MN 55807-1950
Document Number0001038400
Instrument DateMar 23, 2021
Instrument1038400
Transaction TypeTransfer
Record UpdatedSep 3, 2021
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$569.91
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 N 64TH ST, SUPERIOR, WI 54880-7406

Mortgage

Document Number0001038401
DateMar 29, 2021
Instrument1038401
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Mortgage

Document Number0001038402
DateMar 29, 2021
Instrument1038402
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 115 N 65th Ave W was $2,836, up 7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,836.00 (+7.02%)
2025$2,650.00 (+3.19%)$227,300 (+18.32%) Land $19,100 Building $208,200$227,300 (+18.32%) Land $19,100 Building $208,200
2024$2,568.00$192,100 Land $17,600 Building $174,500$192,100 Land $17,600 Building $174,500
2022$177,400 Land $16,900 Building $160,500$177,400 Land $16,900 Building $160,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 N 65th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 N 65th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
Airfiber
Fixed Wireless		100 / 20

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