St. Louis County property record for 114 N 65th Ave W, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 974 sqft · built 1915 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $226,000 (Sep 2024) |
| Tax Bill | $34 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3140-04670 |
| Primary APN | 010-3140-04670 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 974 sqft Gross Area |
| 1st Floor Area | 582 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,250 sqft (0.166 acres) |
| Garage Area | 832 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 42 sqft |
| Deck Area | 36 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1171084 |
|---|---|
| Street Address | 114 N 65TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55807-1951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 6 AND 7 SERIAL # |
| Legal Subdivision | MACFARLANES GRASSY POINT ADD T |
| Legal Block | 24 |
| Legal Lot Number | 6-7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 3300 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 114 N 65TH AVE W, DULUTH, MN 55807-1951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Aug 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Aug 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Apr 16, 2018 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2024 · Amount on Record |
| Deed Sale | Sep 9, 2024 · Amount on Record |
| Prior Sale | Sep 4, 2024 · Amount on Record |
| Deed Document Number | 20241495031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 25, 2026 |
| Property Address | 114 N 65TH AVE W, DULUTH, MN 55807-1951 |
| Document Number | 0001105258 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 20261105258 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 114 N 65TH AVE W, DULUTH, MN 55807-1951 |
| Document Number | 0001105258, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 20261105258 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Sep 1, 2054 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 114 N 65TH AVE W, DULUTH, MN 55807-1951 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 114 N 65TH AVE W, DULUTH, MN 55807-1951 |
| Document Number | 0001064699 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 1064699 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 114 N 65TH AVE W, DULUTH, MN 55807-1951 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 114 N 65TH AVE W, DULUTH, MN 55807-1951 |
| Document Number | 0001458999 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 1458999 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 13, 2021 |
| Property Address | 114 N 65TH AVE W, DULUTH, MN 55807-1951 |
| Document Number | 0001045198 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 1045198 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $597.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 114 N 65TH AVE W, DULUTH, MN 55807-1951 |
| Document Number | 0001045199 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 1045199 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 30, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 17, 2021 |
| Property Address | 114 N 65TH AVE W, DULUTH, MN 55807-1951 |
| Document Number | 0001421998 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 1421998 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $597.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 114 N 65TH AVE W, DULUTH, MN 55807-1951 |
| Document Number | 0001421999 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 1421999 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 30, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 16, 2018 |
| Property Address | 114 N 65TH AVE W, DULUTH, MN 55807-1951 |
| Document Number | 00A1331105 |
| Instrument Date | Apr 13, 2018 |
| Instrument | A1331105 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $445.17 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 114 N 65TH AVE W DULUTH MN 558071951, DULUTH, MN 55807-1951 |
| Document Number | A1331106 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | A1331106 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2048 |
| Document Number | T996962, |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | T996962 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 15, 2048 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34.00 (+17.24%) Homeowner's exemption | $245,500 (+18.37%) Land $18,000 Building $227,500 | $245,500 (+18.37%) Land $18,000 Building $227,500 |
| 2024 | $29.00 | $207,400 (+19.06%) Land $16,600 Building $190,800 | $207,400 (+19.06%) Land $16,600 Building $190,800 |
| 2022 | $174,200 Land $14,100 Building $160,100 | $174,200 Land $14,100 Building $160,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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