Madison County property record for 115 Millstone Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,215 sqft |
| Lot Size | 0.38 acres (16,568 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,900 (Feb 2026) |
| Tax Bill | $1,045 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R002-0003-0007 |
| Primary APN | R002-0003-0007 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,215 sqft Living Area |
|---|---|
| 1st Floor Area | 1,215 sqft |
| Basement Area | 1,215 sqft |
| Unfinished Basement | 1,215 sqft |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 16,568 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 56631 |
|---|---|
| Street Address | 115 MILLSTONE DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-3528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STATELAND LOT 9 BLK A |
| Legal Subdivision | STATELAND |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10601 |
115 Millstone Dr is owned and occupied by two individuals who bought it in February 2026.
Source: Madison County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 MILLSTONE DR, RICHMOND, KY 40475-3528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on File |
| Deed Sale | Feb 4, 2026 · Amount on File |
| Deed Document Number | 202614316133 |
| Deed Book / Page | 879 / 23 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 4, 2026 |
| Property Address | 115 MILLSTONE DR, RICHMOND, KY 40475-3528 |
| Document Number | 000D879/23 |
| Book / Page | D879 / 23 |
| Map Reference | MB 2 PG 159 |
| Instrument Date | Jan 15, 2026 |
| Instrument | 2014316133 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | LAND GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 FALLING BRANCH RD, WACO, KY 40385-9703 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 115 MILLSTONE DR, RICHMOND, KY 40475-3528 |
| Document Number | 2014316134 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 2014316134 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 115 Millstone Dr was $1,045 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,045.00 Homeowner's exemption | $160,000 | $160,000 |
| 2023 | $724.00 (-7.54%) Homeowner's exemption | $121,000 (-) | $121,000 (-) |
| 2022 | $783.00 Homeowner's exemption | $121,000 | $121,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 115 Millstone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Millstone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures