112 Millstone Dr, Richmond, KY 40475 Property Records

Madison County property record for 112 Millstone Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details2,152 sqft
OwnerIndividual Name on Record
Last Sale$117,000 (Nov 2010)
Tax Bill$1,479 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNR002-0002-0008

Property Details

APN / Parcel Number

Primary APNR002-0002-0008
Alternative APNs
  • 118591
  • 81625
  • 48050

Interior

Stories1 Story
Building Area2,152 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Garage TypeMixed
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number48050
Street Address112 MILLSTONE DR
CityRICHMOND
StateKY
Zip40475-3527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTATELAND LOT 20 BLK A
Legal SubdivisionSTATELAND
Legal BlockA
Legal Lot Number20
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1006
Census Tract10601

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address112 MILLSTONE DR, RICHMOND, KY 40475-3527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2010 · Amount on Record
Deed SaleNov 24, 2010 · Amount on Record
Prior SaleApr 10, 2006 · Amount on Record
Deed Document Number452807
Deed Book / PageD662 / 450
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address112 MILLSTONE DR, RICHMOND, KY 40475-3527
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01787/047
DateJan 31, 2018
Book PageM01787/047
Instrument2013971120
Lender
NamePARK COMMUNITY CREDIT UNION
TypeNon-Lending Institution
AddressLOUISVILLE, KY 40299
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 25, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,479.00 (+28.61%) Homeowner's exemption$206,000 (+24.85%)$206,000 (+24.85%)
2023$1,150.00 (-5.04%) Homeowner's exemption$165,000 (-)$165,000 (-)
2022$1,211.00 Homeowner's exemption$165,000$165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Millstone Dr

Nearby Streets

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