115 Melrose Cir, Tryon, NC 28782 Property Records

Polk County property record for 115 Melrose Cir, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,173 sqft · built 1900
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Oct 2020)
Tax Bill	$2,254 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T11-A31`

Property Details

APN / Parcel Number

Primary APN	`T11-A31`
Alternative APN	`38002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,173 sqft Finished Area
Basement Area	1,036 sqft
Finished Basement	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Exterior Material	Stucco
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	38002
Street Address	115 MELROSE CIR
City	TRYON
State	NC
Zip	28782-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	.55 ACRE, T11D T11D
Legal Subdivision	ANN HERMANN NEHDI
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1022
Census Tract	920304

Owner

115 Melrose Cir is owned and occupied by two individuals who bought it in October 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 MELROSE CIR, TRYON, NC 28782-3334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	May 5, 2006 · Amount on File
Deed Book / Page	453 / 95
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 16, 2020
Property Address	115 MELROSE CIR, TRYON, NC 28782-3334
Document Number	0000453/95
Book / Page	453 / 95
Map Reference	FILE D PG 541
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 MELROSE CIR, 115, TRYON, NC 28782-3334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MELROSE CIR, TRYON, NC 28782-3334

Mortgage

Document Number	0000045398
Date	Oct 16, 2020
Instrument	453/98

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 115 Melrose Cir was $2,254.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,254.00	$487,019 (-) Land $85,000 Building $402,019	$487,019 (-) Land $85,000 Building $402,019
2025	$2,254.00	$487,019 Land $85,000 Building $402,019	$487,019 Land $85,000 Building $402,019
2023	$2,038.00	$355,870 Land $60,000 Building $295,870
2021			$355,870 Land $60,000 Building $295,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Melrose Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Melrose Cir is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Pangaea Internet.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Melrose Cir

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