100 Melrose Cir, Tryon, NC 28782 Property Records

Polk County property record for 100 Melrose Cir, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,652 sqft · built 1940
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Dec 2019)
Tax Bill	$2,855 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T11-B2`

Property Details

APN / Parcel Number

Primary APN	`T11-B2`
Alternative APN	`57652`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,652 sqft Finished Area
Basement Area	1,442 sqft
Unfinished Basement	1,442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1978
Exterior Material	Stone
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57652
Street Address	100 MELROSE CIR
City	TRYON
State	NC
Zip	28782-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	.56 ACRES, T11D T11D
Legal Subdivision	T11D
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1025
Census Tract	920304

Owner

100 Melrose Cir is owned and occupied by two individuals who bought it in December 2019.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 MELROSE CIR, TRYON, NC 28782-3350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on File
Deed Sale	Dec 27, 2019 · Amount on File
Prior Sale	Dec 31, 1997
Deed Book / Page	445 / 1330
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 27, 2019
Property Address	100 MELROSE CIR, TRYON, NC 28782-3350
Document Number	00445/1330
Book / Page	445 / 1330
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 DAYLILY DR, HENDERSONVILLE, NC 28739-2405

Mortgage

Document Number	00445/1333
Date	Dec 27, 2019
Book Page	445/1333

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 100 Melrose Cir was $2,855.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,855.00	$616,790 (-) Land $85,000 Building $531,790	$616,790 (-) Land $85,000 Building $531,790
2025	$2,855.00	$616,790 Land $85,000 Building $531,790	$616,790 Land $85,000 Building $531,790
2023	$2,523.00	$440,467 Land $60,000 Building $380,467
2021			$440,467 Land $60,000 Building $380,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Melrose Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Melrose Cir is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Pangaea Internet.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Melrose Cir

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