Essex County and Andover Town property record for 115 Main St, Andover, MA 01810
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4 bd · 5 ba · 3,702 sqft · built 1890 |
| Lot Size | 0.34 acres (14,832 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,175,000 (Dec 2020) |
| Tax Bill | $13,789 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00040 B:00017 L:00000 |
| Primary APN | ANDO M:00040 B:00017 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 19 Rooms |
| Units | 5 Units |
| Stories | 2 Stories |
| Building Area | 3,702 sqft Living Area |
| Gross Area | 7,125 sqft |
| Basement Area | 1,816 sqft |
| Unfinished Basement | 1,816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,832 sqft (0.34 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 115 MAIN ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-3854 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | SRA |
| Legal Block | 17 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 254200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Main Street-Locke listed 1982 · 30 contributing resources · NRIS 82000479 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Andover Town records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 47 CHURCH ST, WELLESLEY, MA 02482-6336 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 11, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE TRUST CO |
| Mar 13, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ARCO PROPERTIES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on File |
| Deed Sale | Dec 11, 2020 · Amount on File |
| Prior Sale | Mar 13, 2020 · Amount on File |
| Deed Book / Page | 16654 / 319 |
| Prior Transfer Date | Nov 9, 2020 |
| Prior Transfer Doc | 016654-319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Dec 11, 2020 |
| Property Address | 115 MAIN ST, ANDOVER, MA 01810-3854 |
| Document Number | 16654-319 |
| Book / Page | 16654 / 319 |
| Instrument Date | Nov 9, 2020 |
| Instrument | 35579 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1101 WORCESTER RD STE 4TH, FRAMINGHAM, MA 01701-5249 |
| Document Number | 35581 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 35581 |
| Name | CAMBRIDGE TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Mar 13, 2020 |
| Property Address | 115 MAIN ST, ANDOVER, MA 01810-3854 |
| Document Number | 16226-278 |
| Book / Page | 16226 / 278 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 6381 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 S BROADWAY, LAWRENCE, MA 01843-1409 |
| Investor | Possibly a Property Investor |
| Document Number | 6384 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 6384 |
| Name | ARCO PROPERTIES LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,789.00 (+1.7%) | $1,104,000 (+4.87%) Land $524,100 Building $579,900 |
| 2024 | $13,559.00 (-2.14%) | $1,052,700 (+3.79%) Land $521,000 Building $531,700 |
| 2023 | $13,855.00 | $1,014,300 Land $482,500 Building $531,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Feb 1978 · Coastal Storms, Flood, Ice & Snow |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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