Essex County and Andover Town property record for 106 Main St, Andover, MA 01810
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 4 ba · 3,899 sqft · built 1865 |
| Lot Size | 0.416 acres (18,138 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,360,000 (Oct 2024) |
| Tax Bill | $15,836 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00039 B:00060 L:00000 |
| Primary APN | ANDO M:00039 B:00060 L:00000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 14 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 3,899 sqft Living Area |
| Gross Area | 7,082 sqft |
| Basement Area | 1,857 sqft |
| Unfinished Basement | 1,857 sqft |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,138 sqft (0.416 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Street Address | 106 MAIN ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-3856 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | SRA |
| Legal Block | 60 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 254200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Main Street-Locke listed 1982 · 30 contributing resources · NRIS 82000479 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
106 Main St, a residential property, is owned by a company that bought it in October 2024.
Source: Essex County and Andover Town records, as of September 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 204 ANDOVER ST, 105, ANDOVER, MA 01810-5702 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Dec 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on File |
| Deed Sale | Oct 31, 2024 · Amount on File |
| Prior Sale | Dec 30, 2014 |
| Prior Transfer Date | Oct 24, 2024 |
| Prior Transfer Doc | 0000130698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Sep 27, 2023 |
| Property Address | 106 MAIN ST, ANDOVER, MA 01810-3856 |
| Document Number | 0000129145 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 129145 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 106 MAIN ST, ANDOVER, MA 01810-3856 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000126241 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 126241 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
The 2025 property tax bill for 106 Main St was $15,836, up 2.1% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $15,836.00 (+2.1%) | $1,267,900 (+5.29%) Land $539,000 Building $728,900 |
| 2024 | $15,510.00 (-2.51%) | $1,204,200 (+3.39%) Land $535,800 Building $668,400 |
| 2023 | $15,910.00 | $1,164,700 Land $496,300 Building $668,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 106 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 106 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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