115 Lock St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 115 Lock St, Phoenix, NY 13135

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 572 sqft · built 1920
Lot Size	0.28 acres (12,200 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Dec 2025)
Tax Bill	$1,904 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355401 304.13-01-11`

Property Details

APN / Parcel Number

Primary APN	`355401 304.13-01-11`
Alternative APN	`540130401300010110000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	572 sqft Living Area
1st Floor Area	572 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	12,200 sqft (0.28 acres)
Lot Dimensions	152 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	115 LOCK ST
City	PHOENIX
State	NY
Zip	13135-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 1 2 BLOCK 72 175-008-000
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCHROEPPEL
Census Block Group	2
Census Block	2002
Census Tract	20901

Owner

Source: Oswego County and Schroeppel Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 LAKEVIEW AVE, SYRACUSE, NY 13204-2113
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Apr 2, 2025 · Amount on Record
Deed Document Number	2025R2025010927
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Dec 5, 2025
Property Address	115 LOCK ST, PHOENIX, NY 13135-3337
Document Number	0000000927
Instrument Date	Dec 5, 2025
Instrument	R-2025-010927
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 LOCK ST, PHOENIX, NY 13135-3337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 LAKEVIEW AVE, SYRACUSE, NY 13204-2113

Mortgage

Document Number	0000000928
Date	Dec 5, 2025
Instrument	R-2025-010928

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Schroeppel Town
Municipality	Phoenix Village
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,904.00 (+28.91%)	$45,000 (-) Land $11,600 Building $33,400	$100,000 (+11.11%) Land $25,778 Building $74,222
2024	$1,477.00 Homeowner's exemption Senior Citizen's exemption	$45,000 (-) Land $11,600 Building $33,400	$90,000 (+1%) Land $23,200 Building $66,800
2023		$45,000 Land $11,600 Building $33,400	$81,818 Land $21,091 Building $60,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363
Water Source	Purchased surface water from OCWA
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000