115 Hemlock Ln, Madison, MS 39110 Property Records

Madison County property record for 115 Hemlock Ln, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,933 sqft · built 2007
Lot Size	0.309 acres (13,474 sqft)
Owner	Individual Name on File
Last Sale	$285,200 (Jun 2016)
Tax Bill	$2,552 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`081F-13-398`

Property Details

APN / Parcel Number

Primary APN	`081F-13-398`
Alternative APNs	`081F-13-398/00.00` `47075`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	2,933 sqft Adjusted Area
Gross Area	2,529 sqft
1st Floor Area	2,529 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,474 sqft (0.309 acres)
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	47075
Street Address	115 HEMLOCK LN
City	MADISON
State	MS
Zip	39110-6818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	LOT B-228 ASHBROOKE PHASE B PART 3A
Legal Range	01E
Legal Township	08N
Legal Section	13
Legal Subdivision	ASHBROOKE PH B PT 3A
Legal Phase	B
Legal Lot Number	B-228
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2012
Census Tract	30402

Owner

Source: Madison County records · APN 081F-13-398

Assessment roll updated November 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	115 HEMLOCK LN, MADISON, MS 39110-6818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2016 · Amount on Record
Deed Sale	Jun 23, 2016 · Amount on Record
Deed Document Number	2016786650
Deed Book / Page	3355 / 542
Prior Transfer Date	Jun 14, 2016
Prior Transfer Doc	3355/0542
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	115 HEMLOCK LN, MADISON, MS 39110-6818
Document Number	0000884146
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 HEMLOCK LN MADISON MS 391106818, MADISON, MS 39110-6818

Mortgage

Document Number	0000884146
Date	Jan 29, 2020
Book Page	003811/000853
Instrument	884146

Lender

Name	CITIZENS NAT'L BK/MERIDIAN
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 28, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated November 7, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,552.00 Homeowner's exemption	$27,784 (-)	$277,840 (-) Land $45,000 Building $232,840
2024	$2,552.00
2023	$2,552.00 Homeowner's exemption	$27,784	$277,840 Land $45,000 Building $232,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Ozborn Communications Fixed Wireless	499 / 285
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 319 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CMU - LAKE CAROLINE serves 8,511 people
Water Source	Groundwater
Also Mapped Here	BEAR CREEK W/A-WEST
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.