109 Hemlock Ln, Madison, MS 39110 Property Records

Madison County property record for 109 Hemlock Ln, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,026 sqft · built 2007
Lot Size	0.315 acres (13,750 sqft)
Owner	Individual Name on Record
Last Sale	$439,400 (Oct 2020)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`081F-13-401`

Property Details

APN / Parcel Number

Primary APN	`081F-13-401`
Alternative APNs	`081F-13-401/00.00` `47072`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	3,026 sqft Adjusted Area
Gross Area	2,560 sqft
1st Floor Area	2,560 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,750 sqft (0.315 acres)
Pool Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	47072
Street Address	109 HEMLOCK LN
City	MADISON
State	MS
Zip	39110-6818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT B-231 ASHBROOKE PHASE B PART 3A
Legal Range	01E
Legal Township	08N
Legal Section	13
Legal Subdivision	ASHBROOKE PH B PT 3A
Legal Phase	B
Legal Lot Number	B-231
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2012
Census Tract	30402

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 HEMLOCK LN, MADISON, MS 39110-6818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Warranty Deed, Transfer BANCORPSOUTH
Feb 14, 2017	Deed of Trust, Mortgage · Line of Credit BANKPLUS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Mar 24, 2009 · Amount on Record
Deed Document Number	2020907464
Deed Book / Page	3927 / 160
Prior Transfer Date	Apr 23, 2012
Prior Transfer Doc	2781/193
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Oct 9, 2020
Property Address	109 HEMLOCK LN, MADISON, MS 39110-6818
Document Number	0000907464
Book / Page	003927 / 000160
Instrument Date	Oct 9, 2020
Instrument	907464
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 HEMLOCK LN MADISON MS 391106818, MADISON, MS 39110-6818

Mortgage

Document Number	907465
Date	Oct 9, 2020
Book Page	003927/000163
Instrument	907465

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	109 HEMLOCK LN, MADISON, MS 39110-6818
Document Number	0000806516
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HEMLOCK LN MADISON MS 391106818, MADISON, MS 39110-6818

Mortgage

Document Number	0000806516
Date	Feb 21, 2017
Book Page	003446/000536
Instrument	806516

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Feb 20, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,907.00 (+0.38%) Homeowner's exemption	$31,238 (+0.35%)	$312,380 (+0.35%) Land $45,000 Building $267,380
2024	$2,896.00
2023	$2,896.00 Homeowner's exemption	$31,129	$311,290 Land $45,000 Building $266,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CMU - LAKE CAROLINE serves 8,511 people · EPA ID MS0450034
Water Source	Groundwater
Also Mapped Here	BEAR CREEK W/A-WEST
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	499 / 285
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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