115 Grady St, Thomson, GA 30824 Property Records

McDuffie County property record for 115 Grady St, Thomson, GA 30824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,474 sqft · built 1966
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Dec 2020)
Tax Bill	$1,787 (2025)
Deeds & Mortgages	Mar 2006 Mortgage Apr 2008 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0T150 00000 028 000`

Property Details

APN / Parcel Number

Primary APN	`0T150 00000 028 000`
Alternative APN	`10366`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,474 sqft Heated Area
1st Floor Area	1,474 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	149 ft deep x 77 ft wide
Porch	Slab
Porch Area	374 sqft
Storage Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10366
Street Address	115 GRADY ST
City	THOMSON
State	GA
Zip	30824-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1A
Legal Description	115 GRADY ST
Legal Subdivision	THOMSON CITY
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2021
Census Tract	950300

Owner

Source: McDuffie County assessment roll, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 GRADY ST, THOMSON, GA 30824-2633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2006	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN GENERAL FINANCIAL SERVICES INC
Apr 10, 2008	Deed of Trust, Mortgage · Conventional Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 3, 2005	Deed of Trust, Mortgage · Conventional Mortgage AMERIQUEST MORTGAGE
Oct 7, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Dec 23, 2020	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Oct 19, 2020	Warranty Deed, Transfer
May 16, 2016	Warranty Deed, Transfer FIRST OF THOMSON
Sep 26, 2006	Deed, Transfer · FHA Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	Oct 19, 2020 · Amount on Record
Deed Document Number	2020886
Deed Book / Page	696 / 61
Prior Transfer Date	Mar 30, 2005
Prior Transfer Doc	000406/338
Record Updated	Jun 8, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	115 GRADY ST, THOMSON, GA 30824-2633
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000435/230
Date	Mar 23, 2006
Book Page	435/230

Lender

Name	AMERICAN GENERAL FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2036

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	115 GRADY ST, THOMSON, GA 30824-2633
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000496/325
Date	Apr 10, 2008
Book Page	496/325

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Mar 1, 2036

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	115 GRADY ST, THOMSON, GA 30824-2633
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000409/42
Date	May 3, 2005
Book Page	409/42

Lender

Name	AMERIQUEST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	11.4%
Type Change Date	May 1, 2007

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Oct 7, 2025
Property Address	115 GRADY ST, THOMSON, GA 30824-2633
Document Number	000764/597
Book / Page	764 / 597
Instrument Date	Oct 6, 2025
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 GRADY ST, THOMSON, GA 30824-2633

Mortgage

Document Number	0000764600
Date	Oct 7, 2025
Instrument	764/600

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2055

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Dec 23, 2020
Property Address	115 GRADY ST, THOMSON, GA 30824-2633
Document Number	0000696/61
Book / Page	696 / 61
Instrument Date	Dec 23, 2020
Instrument	2020-000886
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 GRADY ST, THOMSON, GA 30824-2633

Mortgage

Document Number	0000000696/0000000064
Date	Dec 30, 2020
Book Page	0000000696/0000000064

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Oct 19, 2020
Property Address	115 GRADY ST, THOMSON, GA 30824-2633
Document Number	000692/990
Book / Page	692 / 990
Instrument Date	Oct 19, 2020
Instrument	2020-000709
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 WRIGHTSBORO RD, THOMSON, GA 30824-7530

May 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	May 16, 2016
Property Address	115 GRADY ST, THOMSON, GA 30824-2633
Document Number	000643/280
Book / Page	643 / 280
Instrument Date	May 16, 2016
Instrument	2016-000323
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 GRADY ST, THOMSON, GA 30824-2633

Mortgage

Document Number	000643/283
Date	May 18, 2016
Book Page	643/283

Lender

Name	FIRST OF THOMSON

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2017

September 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Sep 26, 2006
Property Address	115 GRADY ST, THOMSON, GA 30824-2633
Document Number	000451/486
Book / Page	451 / 486
Instrument Date	Sep 26, 2006
Instrument	2006-000943
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 GRADY ST, THOMSON, GA 30824-2633

Mortgage

Document Number	000450/489
Date	Oct 4, 2006
Book Page	450/489

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Municipality	Thomson City
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,787.00 (+1.59%) Homeowner's exemption	$61,869 (+5.13%) Land $2,288 Building $59,581	$154,673 (+5.13%) Land $5,720 Building $148,953
2024	$1,759.00 (+49.96%) Homeowner's exemption	$58,850 (+4.21%) Land $2,184 Building $56,666	$147,126 (+4.21%) Land $5,460 Building $141,666
2023	$1,173.00 (-29.76%) Homeowner's exemption	$56,475 (+7.96%) Land $2,080 Building $54,395	$141,188 (+7.96%) Land $5,200 Building $135,988
2022	$1,670.00 Homeowner's exemption	$52,309 Land $1,664 Building $50,645	$130,773 Land $4,160 Building $126,613

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMSON-MCDUFFIE CO W&S COMM serves 21,312 people · EPA ID GA1890001
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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