103 Grady St, Thomson, GA 30824 Property Records

McDuffie County property record for 103 Grady St, Thomson, GA 30824

Property Summary

Property Type	Apartments (5+ Units)
Details	4,784 sqft · built 1965
Lot Size	0.39 acres (16,988 sqft)
Owner	Company Name on File
Last Sale	$150,000 (Jul 2018)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Apr 2016 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0T150 00000 008 000`

Property Details

APN / Parcel Number

Primary APN	`0T150 00000 008 000`
Alternative APN	`10346`

Interior

Units	8 Units
Building Area	4,784 sqft Total Area
1st Floor Area	2,232 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	98 ft deep x 168 ft wide
Porch	Slab
Porch Area	336 sqft
Canopy	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10346
Street Address	103 GRADY ST
City	THOMSON
State	GA
Zip	30824-2643
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	B2
Legal Description	103 GRADY ST
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2020
Census Tract	950300

Owner

103 Grady St, a residential property, is owned by a company that bought it in July 2018.

Source: McDuffie County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	10117 GA HIGHWAY 88 W, AVERA, GA 30803-5535
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2016	Deed of Trust, Mortgage ANABAPTIST FINANCIAL
Feb 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Oct 18, 2018	Warranty Deed, Transfer
Jul 20, 2018	Warranty Deed, Transfer FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2018 · Amount on File
Deed Sale	Jul 20, 2018 · Amount on File
Prior Sale	Jan 28, 2016 · Amount on File
Deed Document Number	2018533
Deed Book / Page	667 / 288
Record Updated	Oct 29, 2026

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	103 GRADY ST, THOMSON, GA 30824-2643
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000642/653
Date	Apr 28, 2016
Book Page	642/653

Lender

Name	ANABAPTIST FINANCIAL
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	103 GRADY ST, THOMSON, GA 30824-2643
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GRADY ST, THOMSON, GA 30824-2643

Mortgage

Document Number	0000000684/0000000092
Date	Feb 13, 2020
Book Page	0000000684/0000000092

Lender

Name	FIRST STATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2025

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Oct 18, 2018
Property Address	103 GRADY ST, THOMSON, GA 30824-2643
Document Number	000669/652
Book / Page	669 / 652
Instrument Date	Oct 18, 2018
Instrument	2018-000724
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10117 GA HIGHWAY 88 W, AVERA, GA 30803-5535

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Jul 20, 2018
Property Address	103 GRADY ST, THOMSON, GA 30824-2643
Document Number	000667/288
Book / Page	667 / 288
Instrument Date	Jul 20, 2018
Instrument	2018-000533
Transaction Type	Transfer
Record Updated	Jul 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10117 GA HIGHWAY 88 W, AVERA, GA 30803-5535

Mortgage

Document Number	000667/290
Date	Jul 26, 2018
Book Page	667/290

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 103 Grady St was $2,540.

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Municipality	Thomson City
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,910 (+2.51%) Land $3,459 Building $75,451	$197,275 (+2.51%) Land $8,647 Building $188,628
2025	$2,540.00 (-0.04%)	$76,980 (+1.08%) Land $3,374 Building $73,606	$192,450 (+1.08%) Land $8,436 Building $184,014
2024	$2,541.00 (+20.54%)	$76,161 (+26.57%) Land $3,276 Building $72,885	$190,402 (+26.57%) Land $8,190 Building $182,212
2023	$2,108.00 (-3.83%)	$60,174 (-) Land $3,120 Building $57,054	$150,435 (-) Land $7,800 Building $142,635
2022	$2,192.00	$60,174 Land $3,120 Building $57,054	$150,435 Land $7,800 Building $142,635

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Grady St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Grady St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMSON-MCDUFFIE CO W&S COMM serves 21,312 people · EPA ID GA1890001
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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