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115 Grace Thomas Rd, Michie, TN 38357 Property Records

McNairy County property record for 115 Grace Thomas Rd, Michie, TN 38357

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,209 sqft · built 2011
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Oct 2019)
Tax Bill$494 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN055137L A 01720

Property Details

APN / Parcel Number

Primary APN055137L A 01720
Alternative APN
  • 137L A 01720

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,209 sqft Living Area
1st Floor Area1,209 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area39,640 sqft
TerrainRolling
Garage TypeFinished
Garage Area352 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area90 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address115 GRACE THOMAS RD
CityMICHIE
StateTN
Zip38357-7042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4; SUBDIVISION: SOUTHERN LEGENDS
Legal SubdivisionSOUTHERN LEGENDS
JurisdictionMCNAIRY TN
Township / Civil Division7
Census Block Group2
Census Block2018
Census Tract930700

Owner

115 Grace Thomas Rd is owned and occupied by two individuals who bought it in October 2019.

Source: McNairy County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing Address115 GRACE THOMAS RD, MICHIE, TN 38357-7042
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Deed of Trust, Mortgage · Line of Credit
CB&S BANK INC
Jun 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
CB&S BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2019 · Amount on File
Deed SaleOct 23, 2019 · Amount on File
Prior SaleSep 7, 2012 · Amount on File
Deed Document Number0000025221
Deed Book / Page252 / 21
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCNAIRY TN
Property Address115 GRACE THOMAS RD, MICHIE, TN 38357-7042
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 GRACE THOMAS RD, MICHIE, TN 38357-7042

Mortgage

Document Number0000201203
DateJul 24, 2023
Book Page20/1203
Instrument132082
Lender
NameCB&S BANK INC
TypeBank
AddressCORINTH, MS 38834
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJul 6, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCNAIRY TN
Property Address115 GRACE THOMAS RD, MICHIE, TN 38357-7042
Transaction TypeMortgage
Record UpdatedJun 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7460
DateJun 1, 2021
Book Page7/460
Instrument121562
Lender
NameCB&S BANK INC
TypeBank
AddressRUSSELLVILLE, AL 35653
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 115 Grace Thomas Rd was $494.

Source: McNairy County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMcNairy County
MunicipalityMichie Town
Unified School DistrictMcNairy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$494.00$31,300 Land $1,325 Building $29,975
2023$31,300 Land $1,325 Building $29,975
2022$494.00$125,200 Land $5,300 Building $119,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Grace Thomas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 2, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Grace Thomas Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 60% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMICHIE WATER DEPT
serves 2,825 people · EPA ID TN0000454
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

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