106 Grace Thomas Rd, Michie, TN 38357 Property Records

McNairy County property record for 106 Grace Thomas Rd, Michie, TN 38357

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,165 sqft · built 2007
Lot Size1.57 acres (68,389 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Mar 2024)
Tax Bill$530 (2025)
Deeds & MortgagesMar 2024 Sale
Oct 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN055137L A 01703

Property Details

APN / Parcel Number

Primary APN055137L A 01703
Alternative APN
  • 137L A 01703

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,165 sqft Living Area
1st Floor Area896 sqft
Upper Floors Area448 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2014
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area68,389 sqft (1.57 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area512 sqft
Deck Area160 sqft
Patio Area260 sqft
Utility Building140 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address106 GRACE THOMAS RD
CityMICHIE
StateTN
Zip38357-7041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4; SUBDIVISION: SOUTHERN LEGENDS
Legal SubdivisionSOUTHERN LEGENDS
JurisdictionMCNAIRY TN
Township / Civil Division7
Census Block Group2
Census Block2018
Census Tract930700

Owner

Source: McNairy County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address106 GRACE THOMAS RD, MICHIE, TN 38357-7041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Warranty Deed, Transfer
Oct 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
THE HARDIN COUNTY BANK
Nov 30, 2020Warranty Deed, Transfer · Conventional Mortgage
THE HARDIN COUNTY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2024 · Amount on Record
Deed SaleMar 20, 2024 · Amount on Record
Prior SaleNov 30, 2020 · Amount on Record
Deed Document Number134932
Deed Book / Page24 / 310
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCNAIRY TN
Recording DateMar 20, 2024
Property Address106 GRACE THOMAS RD, MICHIE, TN 38357-7041
Document Number0000024310
Book / Page24 / 310
Map ReferenceMB 156 PG 241
Instrument DateMar 19, 2024
Instrument134932
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
Tax$666.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 GRACE THOMAS RD, MICHIE, TN 38357-7041

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCNAIRY TN
Property Address106 GRACE THOMAS RD, MICHIE, TN 38357-7041
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4242125
DateOct 25, 2017
Book Page424/2125
Instrument105197
Lender
NameTHE HARDIN COUNTY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCNAIRY TN
Recording DateNov 30, 2020
Property Address106 GRACE THOMAS RD, MICHIE, TN 38357-7041
Document Number0000031520
Book / Page3 / 1520
Instrument DateNov 17, 2020
Instrument118397
Transaction TypeTransfer
Record UpdatedJun 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$418.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 GRACE THOMAS RD, MICHIE, TN 38357-7041

Mortgage

Document Number0000118398
DateNov 30, 2020
Instrument118398
Lender
NameTHE HARDIN COUNTY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMcNairy County
MunicipalityMichie Town
Unified School DistrictMcNairy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$530.00$33,625 (-) Land $3,075 Building $30,550
2024$530.00$33,625 (-) Land $3,075 Building $30,550
2023$33,625 Land $3,075 Building $30,550
2022$530.00$134,500 Land $12,300 Building $122,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 60% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMICHIE WATER DEPT
serves 2,825 people · EPA ID TN0000454
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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