115 Ford St, Kearney, MO 64060 Property Records

Clay County property record for 115 Ford St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1992
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Dec 2025 Sale Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-808-00-05-001.00`

Property Details

APN / Parcel Number

Primary APN	`07-808-00-05-001.00`
Alternative APNs	`0780800050010001` `7808000500100` `298998`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	116 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Covered Wood Porch
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	115 FORD ST
City	KEARNEY
State	MO
Zip	64060-8720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMES POINTE 1ST PLAT LT 120
Legal Range	31W
Legal Township	53N
Legal Section	27
Legal Subdivision	JAMES POINTE 1ST
Legal Lot Number	120
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3002
Census Tract	21806

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1607 RENEA CT, KEARNEY, MO 64060-7671
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Beneficiary Deed, Transfer
Nov 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 2, 2022	Warranty Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN T&E LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2022
Deed Sale	Nov 2, 2022
Prior Sale	Nov 12, 2002 · Amount on Record
Deed Document Number	202235458
Deed Book / Page	9474 / 107
Prior Transfer Date	Aug 18, 2003
Prior Transfer Doc	0000017732
Record Updated	Oct 29, 2026

December 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CLAY MO
Recording Date	Dec 15, 2025
Property Address	115 FORD ST, KEARNEY, MO 64060-8720
Document Number	0000032460
Book / Page	10070 / 159
Instrument Date	Dec 15, 2025
Instrument	2025032460
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 FORD ST, KEARNEY, MO 64060-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 RENEA CT, KEARNEY, MO 64060-7671

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	115 FORD ST, KEARNEY, MO 64060-8720
Transaction Type	Mortgage
Record Updated	Nov 11, 2022
Title Company	ATC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 S JONATHAN AVE, SPRINGFIELD, MO 65807-8108

Mortgage

Document Number	0000035787
Date	Nov 7, 2022
Book Page	9476/59
Instrument	2022035787

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Nov 2, 2022
Property Address	115 FORD ST, KEARNEY, MO 64060-8720
Document Number	0000035458
Book / Page	9474 / 107
Instrument Date	Oct 31, 2022
Instrument	2022035458
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN T&E LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 FORD ST, KEARNEY, MO 64060-8720

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,482.00 (+21.55%)	$37,940 (+26.85%)	$199,684 (+26.85%)
2023	$2,042.00 (+11.1%)	$29,910	$157,421
2019	$1,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1985–1998)
Most Recent Claim	Oct 1998 · Severe Storms, Flooding And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Ford St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures