Clay County property record for 109 Ford St, Kearney, MO 64060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,013 sqft · built 1993 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,163 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-808-00-05-004.00 |
| Primary APN | 07-808-00-05-004.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,013 sqft Living Area |
| Gross Area | 2,294 sqft |
| 1st Floor Area | 1,013 sqft |
| Basement Area | 1,013 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 135 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 268 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Utility Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 109 FORD ST |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-8720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES POINTE 1ST PLAT LT 117 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 27 |
| Legal Subdivision | JAMES POINTE 1ST |
| Legal Lot Number | 117 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21806 |
109 Ford St is owned and occupied by an individual who acquired it in April 2013.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 FORD ST, KEARNEY, MO 64060-8720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2013 |
| Deed Sale | Apr 12, 2013 |
| Prior Sale | Apr 15, 2004 · Amount on File |
| Deed Document Number | 201313404 |
| Deed Book / Page | 7075 / 49 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 109 Ford St was $2,163, up 9.7% from the year before.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Kearney City |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,163.00 (+9.74%) | $33,060 | $174,000 |
| 2024 | $1,971.00 (+0.36%) | ||
| 2023 | $1,964.00 | $28,770 | $151,421 |
| 2019 | $1,822.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Ford St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1985–1998) |
| Most Recent Claim | Oct 1998 · Severe Storms, Flooding And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Ford St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEARNEY PWS serves 11,500 people · EPA ID MO1010416 |
|---|---|
| Water Source | Purchased surface water from KANSAS CITY PWS |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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