115 F St, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 115 F St, Saint Augustine, FL 32080

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,464 sqft · built 1985
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Sep 2006)
Tax Bill	$5,864 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`171810-0040`

Property Details

APN / Parcel Number

Primary APN	`171810-0040`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	2,464 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Lot Dimensions	165 ft deep x 130 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	384 sqft
Patio Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 F ST
City	SAINT AUGUSTINE
State	FL
Zip	32080-6857
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	3-30 COQUINA GABLES LOT 4 BLK 60 & E1/2 OF VACATED 2ND AVE LYING W OR2781/1800 & 3795/762(ORD 13-09) & 6028/1587(L/E)
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	COQUINA GABLES SUBDIVISION NO. 1
Legal Block	60
Legal Lot Number	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1030
Census Tract	21410

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 F ST, SAINT AUGUSTINE, FL 32080-6857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 9, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 3, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 13, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 13, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2006 · Amount on Record
Deed Sale	Sep 14, 2006 · Amount on Record
Deed Document Number	200668717
Deed Book / Page	2781 / 1800
Last Transfer Date	Sep 30, 2024
Transfer Doc	0060281587
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	115 F ST, SAINT AUGUSTINE, FL 32080-6857
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 115 F ST, 115, SAINT AUGUSTINE, FL 32080-6857

Mortgage

Document Number	0052031678
Date	Mar 11, 2021
Book Page	5203/1678
Instrument	2021027013

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2050

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	115 F ST, SAINT AUGUSTINE, FL 32080-6857
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056311093
Date	Sep 9, 2022
Book Page	5631/1093
Instrument	2022086603

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	115 F ST, SAINT AUGUSTINE, FL 32080-6857
Document Number	0047371310
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113-115 F ST ST AUGUSTINE FL 320806857, ST AUGUSTINE, FL 32080-6857

Mortgage

Document Number	0047371310
Date	Jun 7, 2019
Book Page	004737/001310
Instrument	39886

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	115 F ST, SAINT AUGUSTINE, FL 32080-6857
Document Number	0046071026
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 F ST ST AUGUSTINE FL 320806857, ST AUGUSTINE, FL 32080-6857

Mortgage

Document Number	0046071026
Date	Sep 5, 2018
Book Page	004607/001026
Instrument	64432

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	115 F ST, SAINT AUGUSTINE, FL 32080-6857
Document Number	0045991708
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 F ST ST AUGUSTINE FL 320806857, ST AUGUSTINE, FL 32080-6857

Mortgage

Document Number	0045991708
Date	Aug 21, 2018
Book Page	004599/001708
Instrument	60457

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,188 (-0.77%)	$570,902 (+2.19%) Land $260,000 Building $310,902
2025	$5,864.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$378,084 (+1.37%)	$558,655 (-5.68%) Land $260,000 Building $298,655
2023	$5,052.00 (+5.56%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$372,965 (+6.68%)	$592,284 (+11.41%) Land $390,000 Building $202,284
2022	$4,786.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$349,622	$531,622 Land $298,480 Building $233,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 243 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured incl. 122 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: IQ Fiber.

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