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109 F St, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 109 F St, Saint Augustine, FL 32080

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 2,080 sqft · built 1985
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on Record
Last Sale$760,000 (Nov 2021)
Tax Bill$11,222 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN171800-0030

Property Details

APN / Parcel Number

Primary APN171800-0030

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Units2 Units
Stories1 Story
Building Area2,080 sqft Living Area
1st Floor Area2,080 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2010
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Lot Dimensions55 ft deep x 50 ft wide

Exterior Amenities

PorchFinished/Open Porch
Porch Area640 sqft
Patio Area640 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address109 F ST
CitySAINT AUGUSTINE
StateFL
Zip32080-6857
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal Description3-30 COQUINA GABLES LOT 3 BLK 60 OR5414/1322
Legal Range30E
Legal Township08S
Legal Section03
Legal SubdivisionCOQUINA GABLES SUBDIVISION NO. 1
Legal Block60
Legal Lot Number3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1030
Census Tract21410

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address145 KING ARTHUR CT, SAINT AUGUSTINE, FL 32086-8897
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2021 · Amount on Record
Deed SaleNov 8, 2021 · Amount on Record
Prior SaleMay 31, 2005 · Amount on Record
Deed Document Number2021121334
Deed Book / Page5414 / 1322
Prior Transfer DateFeb 13, 2006
Prior Transfer Doc0026611280
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 8, 2021
Property Address111 F ST, SAINT AUGUSTINE, FL 32080-6857
Document Number0054141322
Book / Page5414 / 1322
Map ReferenceMB 3 PG 30
Instrument DateNov 4, 2021
Instrument2021121334
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address290 JELLISON RD, ST AUGUSTINE, FL 32080-7632

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 KING ARTHUR CT, ST AUGUSTINE, FL 32086-8897

Mortgage

Document Number0054141324
DateNov 8, 2021
Instrument5414/1324
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$586,766 (-2.27%) Land $200,000 Building $386,766$586,766 (-2.27%) Land $200,000 Building $386,766
2025$11,222.00$600,401 (-8.98%)$600,401 (-8.98%) Land $200,000 Building $400,401
2024$659,625 (+3%)$659,625 (+3%) Land $300,000 Building $359,625
2023$11,390.00 (+3.7%)$640,440 (-1.85%)$640,440 (-1.85%) Land $300,000 Building $340,440
2022$10,984.00$652,518$652,518 Land $229,600 Building $422,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 243 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies365 units insured
incl. 122 condo units
Nearby Flood Claims5 (2016–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: IQ Fiber.

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