Carteret County property record for 115 Emerald View Dr, Swansboro, NC 28584
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,472 sqft · built 2023 |
| Lot Size | 0.425 acres (18,513 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Nov 2023) |
| Tax Bill | $2,513 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5374.16.95.8026000 |
| Primary APN | 5374.16.95.8026000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Heated Area |
| Gross Area | 3,645 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,513 sqft (0.425 acres) |
| Garage Type | Mixed |
| Deck Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 45516 |
|---|---|
| Street Address | 115 EMERALD VIEW DR |
| City | SWANSBORO |
| State | NC |
| Zip | 28584-0219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 56 BRIDGE VIEW S1 |
| Legal Subdivision | BRIDGE VIEW S1 |
| Legal Lot Number | 56 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 970806 |
Source: Carteret County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 115 EMERALD VIEW DR, CEDAR POINT, NC 28584-0219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 1, 2023 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Nov 1, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on Record |
| Deed Sale | Nov 1, 2023 · Amount on Record |
| Prior Sale | Nov 1, 2023 · Amount on Record |
| Deed Document Number | 0000181312 |
| Deed Book / Page | 1813 / 12 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 115 EMERALD VIEW DR, SWANSBORO, NC 28584-0219 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | UNKNOWN, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 115 EMERALD VIEW DR, SWANSBORO, NC 28584-0219 |
| Document Number | 0018750403 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | 1875/403 |
| Instrument | 1875403 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Nov 1, 2023 |
| Property Address | 115 EMERALD VIEW DR, CEDAR POINT, NC 28584-0219 |
| Document Number | 0018130012 |
| Book / Page | 1813 / 12 |
| Map Reference | MB 34 PG 386 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 1813012 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 503 NEW BRIDGE ST, JACKSONVILLE, NC 28540-5430 |
| Name | Verified Name |
|---|---|
| Address | 115 EMERALD VIEW DR, CEDAR POINT, NC 28584-0219 |
| Document Number | 0001813013 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 1813013 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Nov 1, 2023 |
| Property Address | 115 EMERALD VIEW DR, CEDAR POINT, NC 28584-0219 |
| Document Number | 0018130011 |
| Book / Page | 1813 / 11 |
| Map Reference | MB 34 PG 386 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 1813011 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $175.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 166 CENTER ST, JACKSONVILLE, NC 28546-5707 |
| Name | Verified Name |
|---|---|
| Address | 503 NEW BRIDGE ST, JACKSONVILLE, NC 28540-5430 |
| Investor | Possibly a Property Investor |
Source: Carteret County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Cedar Point Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,513.00 | $545,880 (+407.8%) Land $93,750 Building $452,130 | $545,880 (+407.8%) Land $93,750 Building $452,130 |
| 2023 | $107,500 Land $107,500 | $107,500 Land $107,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 213 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 126 condo units |
| Nearby Flood Claims | 49 (1996–2022) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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