104 Emerald View Dr, Swansboro, NC 28584 Property Records

Carteret County property record for 104 Emerald View Dr, Swansboro, NC 28584

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,260 sqft · built 2023
Lot Size	0.383 acres (16,727 sqft)
Owner	Individual Name on Record
Last Sale	$629,000 (Dec 2023)
Tax Bill	$2,865 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5374.12.95.7376000`

Property Details

APN / Parcel Number

Primary APN	`5374.12.95.7376000`
Alternative APNs	`353133` `68770`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,260 sqft Heated Area
Gross Area	4,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,727 sqft (0.383 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	68770
Street Address	104 EMERALD VIEW DR
City	SWANSBORO
State	NC
Zip	28584-0219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 BRIDGE VIEW S1
Legal Subdivision	BRIDGE VIEW S1
Legal Lot Number	65
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3068
Census Tract	970806

Owner

Source: Carteret County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 EMERALD VIEW DR, CEDAR POINT, NC 28584-0219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Dec 5, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ALPHA MORTGAGE CORP
Feb 24, 2023	Warranty Deed, Construction Loan · Construction Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	Feb 24, 2023 · Amount on Record
Deed Document Number	0001815119
Deed Book / Page	1815 / 119
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Recording Date	Jul 30, 2026
Property Address	104 EMERALD VIEW DR, SWANSBORO, NC 28584-0219
Document Number	0001892429
Book / Page	1892 / 429
Instrument Date	Jul 25, 2026
Instrument	20261892429
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 EMERALD VIEW DR, SWANSBORO, NC 28584-0219

Mortgage

Document Number	0001892429,
Date	Jul 30, 2026
Book Page	1892/429
Instrument	20261892429

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Dec 5, 2023
Property Address	104 EMERALD VIEW DR, CEDAR POINT, NC 28584-0219
Document Number	0018150119
Book / Page	1815 / 119
Map Reference	MB 34 PG 386
Instrument Date	Nov 30, 2023
Instrument	1815119
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1070, HAMPSTEAD, NC 28443-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 EMERALD VIEW DR, CEDAR POINT, NC 28584-0219

Mortgage

Document Number	0001815120
Date	Dec 5, 2023
Instrument	1815120

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

February 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Feb 24, 2023
Property Address	104 EMERALD VIEW DR, CEDAR POINT, NC 28584-0219
Document Number	0017920289
Book / Page	1792 / 289
Map Reference	MB 34 PG 386
Instrument Date	Feb 20, 2023
Instrument	1792289
Transaction Type	Construction Loan
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	166 CENTER ST, JACKSONVILLE, NC 28546-5707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1070, HAMPSTEAD, NC 28443-1070
Investor	Possibly a Property Investor

Mortgage

Document Number	0017920290
Date	Feb 24, 2023
Book Page	1792/290
Instrument	1792290

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MARIETTA, GA 30064

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Cedar Point Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,865.00	$625,377 (+558.29%) Land $92,520 Building $532,857	$625,377 (+558.29%) Land $92,520 Building $532,857
2023		$95,000 Land $95,000	$95,000 Land $95,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	339 units insured incl. 126 condo units
Nearby Flood Claims	49 (1996–2022)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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