St. Charles County property record for 115 Eagle Cove Pl, Saint Charles, MO 63303
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 2.5 ba · 2,695 sqft · built 2001 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Dec 2025 Sale Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | T020900077 |
| Primary APN | T020900077 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,695 sqft Living Area |
| Gross Area | 3,480 sqft |
| 1st Floor Area | 1,540 sqft |
| Basement Area | 1,540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Spanish |
| Exterior Material | Brick/Stone |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T020900077 |
|---|---|
| Street Address | 115 EAGLE COVE PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3717 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CARROLLTON MANOR #1 RESUB 48 UNIT 48A |
| Legal Subdivision | CARROLLTON MANOR #1 RESUB LOT 48 |
| Legal Lot Number | 48A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 310901 |
115 Eagle Cove Pl, a condominium, is owned and occupied by an individual who acquired it in December 2025.
Source: St. Charles County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 EAGLE COVE PL, SAINT CHARLES, MO 63303-3717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2025 | Beneficiary Deed, Transfer |
| Dec 11, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2025 |
| Deed Sale | Dec 11, 2025 |
| Prior Sale | May 2, 2011 · Amount on File |
| Deed Document Number | 202555659 |
| Prior Transfer Date | Nov 18, 2025 |
| Prior Transfer Doc | 0000055661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 11, 2025 |
| Property Address | 115 EAGLE COVE PL, SAINT CHARLES, MO 63303-3717 |
| Document Number | 0000055661 |
| Map Reference | MB 38 PG 185 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 2025R-055661 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 115 EAGLE COVE PL, SAINT CHARLES, MO 63303-3717 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 11, 2025 |
| Property Address | 115 EAGLE COVE PL, SAINT CHARLES, MO 63303-3717 |
| Document Number | 0000055659 |
| Map Reference | MB 38 PG 185 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025R-055659 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 EAGLE COVE PL, SAINT CHARLES, MO 63303-3717 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $60,804 (-) | $320,023 (-) Building $320,023 |
| 2025 | $60,804 | $320,023 |
| 2023 | $58,340 | |
| 2022 | $307,052 Building $307,052 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Eagle Cove Pl in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 69 (1979–2014) |
| Claims Outside the SFHA | 14 of 69 |
| Most Recent Claim | Jun 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Eagle Cove Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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