113 Eagle Cove Pl, Saint Charles, MO 63303 Property Records

St. Charles County property record for 113 Eagle Cove Pl, Saint Charles, MO 63303

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,596 sqft · built 2003
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$276,000 (Jan 2019)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT030900105

Property Details

APN / Parcel Number

Primary APNT030900105
Alternative APN
  • 3-0003-9171-00-047B.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,978 sqft Living Area
Gross Area3,532 sqft
1st Floor Area1,596 sqft
Basement Area1,536 sqft
Finished Basement1,382 sqft
Unfinished Basement154 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleSpanish
Exterior MaterialBrick/Stone
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area104 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT030900105
Street Address113 EAGLE COVE PL
CitySAINT CHARLES
StateMO
Zip63303-3717
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCARROLLTON MANOR #2 RESUB 28-30 37-47 UNIT 47B
Legal SubdivisionCARROLLTON MANOR #2 RESUB LOTS 28-30&37-
Legal Lot Number47B
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1059
Census Tract310901

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address113 EAGLE COVE PL, SAINT CHARLES, MO 63303-3717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 23, 2019Warranty Deed, Transfer
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2019 · Amount on Record
Deed SaleJan 23, 2019 · Amount on Record
Prior SaleSep 10, 2009 · Amount on Record
Deed Document Number201935430
Deed Book / Page7028 / 1384
Prior Transfer DateApr 10, 2009
Prior Transfer Doc0000721860
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address113 EAGLE COVE PL, SAINT CHARLES, MO 63303-3717
Transaction TypeMortgage
Record UpdatedMar 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 EAGLE COVE PL, SAINT CHARLES, MO 63303-3717

Mortgage

Document Number2021R011762
DateFeb 8, 2021
Instrument2021R-011762
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address113 EAGLE COVE PL, SAINT CHARLES, MO 63303-3717
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071992261
DateDec 17, 2019
Book Page7199/2261
Instrument20191217000723010
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressSAINT CHARLES, MO 63303
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2035

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 23, 2019
Property Address113 EAGLE COVE PL, SAINT CHARLES, MO 63303-3717
Document Number0070281384
Book / Page007028 / 001384
Instrument DateJan 22, 2019
Instrument35430
Transaction TypeTransfer
Record UpdatedFeb 13, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address113 EAGLE COVE PL ST CHARLES MO 633033717, ST CHARLES, MO 63303-3717

Mortgage

Document Number70281386
DateJan 23, 2019
Book Page007028/001386
Instrument35440
Lender
NameDAS ACQUISITION
AddressST LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term180 Months
DueJan 22, 2034

Mortgage

Document Number702081403,
DateJan 23, 2019
Book Page070208/001403
Instrument35450
Lender
NameDAS ACQUISITION
AddressST LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueJan 22, 2049
Interest
Rate TypeAdjustable Rate
Rate6%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$61,794 (+2.13%)$325,234 (+2.13%) Building $325,234
2023$60,503
2022$318,439 Building $318,439

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims69 (1979–2014)
Claims Outside the SFHA14 of 69
Most Recent ClaimJun 2014 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2008 · 2 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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