115 E Oak St, Roachdale, IN 46172 Property Records

Putnam County property record for 115 E Oak St, Roachdale, IN 46172

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,687 sqft · built 1998
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$149,300 (Jun 2018)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`67-02-12-103-052.000-006`

Property Details

APN / Parcel Number

Primary APN	`67-02-12-103-052.000-006`
Alternative APNs	`00350419100` `00000002133`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,687 sqft Living Area
1st Floor Area	2,687 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	156 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft
Shed	1 Shed
Shed Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000002133
Street Address	115 E OAK ST
City	ROACHDALE
State	IN
Zip	46172-9242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	FAIRVIEW ADDN PLAT A LOTS 54 & 55
Legal Subdivision	FAIRVIEW ADDITION
Legal Lot Number	54-55
Jurisdiction	PUTNAM IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2015
Census Tract	956000

Owner

Source: Putnam County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 E OAK ST, ROACHDALE, IN 46172-9242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
May 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Aug 29, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jun 5, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Jan 27, 2011 · Amount on Record
Deed Document Number	20182526
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Property Address	115 E OAK ST, ROACHDALE, IN 46172-9242
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006845
Date	Oct 20, 2021
Instrument	2021006845

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Property Address	115 E OAK ST, ROACHDALE, IN 46172-9242
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002048
Date	May 1, 2020
Instrument	2020002048

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Property Address	115 E OAK ST, ROACHDALE, IN 46172-9242
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004025
Date	Aug 29, 2019
Instrument	2019004025

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Jun 5, 2018
Property Address	115 E OAK ST, ROACHDALE, IN 46172-9242
Document Number	0000002526
Map Reference	PB 5 PG 410-411
Instrument Date	May 21, 2018
Instrument	2018002526
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E OAK ST, ROACHDALE, IN 46172-9242

Mortgage

Document Number	0000002527
Date	Jun 5, 2018
Instrument	2018002527

Lender

Name	STEARNS LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Putnam County
County Subdivision	Franklin Township
Unified School District	North Putnam Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,846.00 (-1.44%) Homeowner's exemption	$205,200 (+19.44%) Land $32,900 Building $172,300	$205,200 (+19.44%) Land $32,900 Building $172,300
2024	$1,873.00 (+10.63%)
2023		$171,800 (+1.48%) Land $35,500 Building $136,300	$171,800 (+1.48%) Land $35,500 Building $136,300
2022	$1,693.00 Homeowner's exemption	$169,300 Land $35,500 Building $133,800	$169,300 Land $35,500 Building $133,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL · Fiber in parts of the area	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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