110 E Oak St, Roachdale, IN 46172 Property Records

Putnam County property record for 110 E Oak St, Roachdale, IN 46172

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,800 sqft · built 1992
Lot Size	0.299 acres (13,024 sqft)
Owner	Individual Name on Record
Last Sale	$116,500 (Aug 2016)
Tax Bill	$1,469 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`67-02-12-103-040.001-006`

Property Details

APN / Parcel Number

Primary APN	`67-02-12-103-040.001-006`
Alternative APNs	`00350417300` `00000002116`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,800 sqft Living Area
1st Floor Area	1,400 sqft
Attic	Attic
Attic Area	2,800 sqft
Basement Area	1,928 sqft
Finished Basement	1,928 sqft
Family Room	Family Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Asphalt
Lot Area	13,024 sqft (0.299 acres)
Lot Dimensions	163 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft
Lean-To	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000002116
Street Address	110 E OAK ST
City	ROACHDALE
State	IN
Zip	46172-9242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	FAIRVIEW ADDN LOT 21
Legal Subdivision	FAIRVIEW ADDITION
Legal Lot Number	21
Jurisdiction	PUTNAM IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2036
Census Tract	956000

Owner

Source: Putnam County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 E OAK ST, ROACHDALE, IN 46172-9242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2016 · Amount on Record
Deed Sale	Aug 12, 2016 · Amount on Record
Deed Document Number	20163792
Prior Transfer Date	Sep 21, 2011
Prior Transfer Doc	0000004277
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Recording Date	Jun 12, 2026
Property Address	110 E OAK ST, ROACHDALE, IN 46172-9242
Document Number	0000002737
Instrument Date	Jun 8, 2026
Instrument	20262737
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 E OAK ST, ROACHDALE, IN 46172-9242
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002737,
Date	Jun 12, 2026
Instrument	20262737

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Property Address	110 E OAK ST, ROACHDALE, IN 46172-9242
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000131
Date	Jan 9, 2024
Instrument	2024000131

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2054

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Putnam County
County Subdivision	Franklin Township
Municipality	Roachdale Town
Unified School District	North Putnam Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,469.00 (+5.08%) Homeowner's exemption	$168,500 (+26.6%) Land $18,200 Building $150,300	$168,500 (+26.6%) Land $18,200 Building $150,300
2024	$1,398.00 (+10.51%)
2023		$133,100 (+2.07%) Land $18,200 Building $114,900	$133,100 (+2.07%) Land $18,200 Building $114,900
2022	$1,265.00	$130,400 Land $18,200 Building $112,200	$130,400 Land $18,200 Building $112,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROACHDALE WATER WORKS serves 980 people · EPA ID IN5267007
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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