Winneshiek County property record for 115 E Mechanic St, Ossian, IA 52161
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,169 sqft · built 1910 |
| Lot Size | 0.121 acres (5,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $73,000 (Nov 2022) |
| Tax Bill | $1,918 (2026) |
| Deeds & Mortgages | Feb 2015 Mortgage Apr 2013 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 191130100900 |
| Primary APN | 191130100900 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,169 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Attic | Attic |
| Attic Area | 221 sqft |
| Basement Area | 442 sqft |
| Unfinished Basement | 442 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,280 sqft (0.121 acres) |
| Lot Dimensions | 132 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 60 sqft |
| Deck Area | 112 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 115 E MECHANIC ST |
|---|---|
| City | OSSIAN |
| State | IA |
| Zip | 52161-7735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 2 BLK 4 BROOKS 1ST ADDN |
| Legal Range | 08W |
| Legal Township | 96N |
| Legal Section | 11 |
| Legal Subdivision | BROOKS 1ST ADD |
| Legal Block | 4 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | MILITARY |
| Census Block Group | 4 |
| Census Block | 4078 |
| Census Tract | 950400 |
115 E Mechanic St is owned and occupied by an individual who bought it in November 2022.
Source: Winneshiek County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 E MECHANIC ST, OSSIAN, IA 52161-7735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2015 | Deed of Trust, Mortgage · Conventional Mortgage CONSUMER LOAN SERVICES LLC |
| Apr 1, 2013 | Deed of Trust, Mortgage · ARM MARINE CU |
| Nov 28, 2022 | Warranty Deed, Transfer · Commercial Mortgage DECORAH BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2022 · Amount on File |
| Deed Sale | Nov 28, 2022 · Amount on File |
| Deed Document Number | 20223588 |
| Deed Book / Page | 2022 / 3588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 115 E MECHANIC ST, OSSIAN, IA 52161-7735 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02015/0303 |
|---|---|
| Date | Feb 4, 2015 |
| Book Page | 2015/0303 |
| Instrument | 2015 0303 |
| Name | CONSUMER LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | LA CROSSE, WI 54603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 115 E MECHANIC ST, OSSIAN, IA 52161-7735 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02013/1121 |
|---|---|
| Date | Apr 1, 2013 |
| Book Page | 2013/1121 |
| Instrument | 2013 1121 |
| Name | MARINE CU |
|---|---|
| Address | DECORAH, IA 52101 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.37% |
| Type Change Date | Apr 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 8.37% |
| Max Rate At Change | 10.3% |
| Index | 1-Year T-Bill |
| Max Rate | 14.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Nov 28, 2022 |
| Property Address | 115 E MECHANIC ST, OSSIAN, IA 52161-7735 |
| Document Number | 02022/3588 |
| Book / Page | 2022 / 3588 |
| Map Reference | BK 71 PG 15 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 2022 3588 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2182 GLENVILLE RD, DECORAH, IA 52101-7344 |
| Document Number | 0020223589 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 2022 3589 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 23, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 115 E Mechanic St was $1,918.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Ossian City |
| Unified School District | South Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,918.00 | $111,730 (-) Land $7,200 Building $104,530 | $111,730 (-) Land $7,200 Building $104,530 |
| 2025 | $1,918.00 (+21.39%) | $111,730 Land $7,200 Building $104,530 | $111,730 Land $7,200 Building $104,530 |
| 2024 | $1,580.00 | ||
| 2023 | $89,880 (+14.88%) Land $7,200 Building $82,680 | $89,880 Land $7,200 Building $82,680 | |
| 2022 | $1,322.00 Homeowner's exemption | $78,240 Land $6,000 Building $72,240 | |
| 2021 | $78,240 Land $6,000 Building $72,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 E Mechanic St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 115 E Mechanic St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSIAN WATER SUPPLY serves 802 people · EPA ID IA9677007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 400 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
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