Winneshiek County property record for 105 E Mechanic St, Ossian, IA 52161
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,218 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,542 (2026) |
| Deeds & Mortgages | Aug 2019 Refinance Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 191130100400 |
| Primary APN | 191130100400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| 1st Floor Area | 352 sqft |
| Attic | Attic |
| Attic Area | 194 sqft |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 105 E MECHANIC ST |
|---|---|
| City | OSSIAN |
| State | IA |
| Zip | 52161-7735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 2 BLK 5 BROOKS |
| Legal Range | 08W |
| Legal Township | 96N |
| Legal Section | 11 |
| Legal Subdivision | BROOKS ADD |
| Legal Block | 5 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | MILITARY |
| Census Block Group | 4 |
| Census Block | 4078 |
| Census Tract | 950400 |
105 E Mechanic St is owned and occupied by two individuals who acquired it in August 2023.
Source: Winneshiek County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 322, OSSIAN, IA 52161-0322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Aug 4, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2023 |
| Transfer Doc | 02023/1910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 105 E MECHANIC ST, OSSIAN, IA 52161-7735 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02019/2303 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 2019/2303 |
| Instrument | 2303 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 105 E MECHANIC ST, OSSIAN, IA 52161-7735 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02020/4618 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 2020/4618 |
| Instrument | 2020 4618 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Aug 4, 2023 |
| Property Address | 105 E MECHANIC ST, OSSIAN, IA 52161-7735 |
| Document Number | 02023/1910 |
| Book / Page | 2023 / 1910 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 2023 1910 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 322, OSSIAN, IA 52161-0322 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
The 2026 property tax bill for 105 E Mechanic St was $1,542 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Ossian City |
| Unified School District | South Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,542.00 | $115,260 (-) Land $11,880 Building $103,380 | $115,260 (-) Land $11,880 Building $103,380 |
| 2025 | $1,542.00 (+14.05%) Homeowner's exemption | $115,260 Land $11,880 Building $103,380 | $115,260 Land $11,880 Building $103,380 |
| 2024 | $1,352.00 | ||
| 2023 | $100,770 (+15.76%) Land $11,880 Building $88,890 | $100,770 Land $11,880 Building $88,890 | |
| 2022 | $1,490.00 Homeowner's exemption | $87,050 Land $9,900 Building $77,150 | |
| 2021 | $87,050 Land $9,900 Building $77,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 E Mechanic St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 105 E Mechanic St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSIAN WATER SUPPLY serves 802 people · EPA ID IA9677007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 400 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
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