115 E Maxwell St, Lakeland, FL 33803 Property Records

Polk County property record for 115 E Maxwell St, Lakeland, FL 33803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,693 sqft · built 1925
Lot Size	0.276 acres (12,009 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (May 2025)
Tax Bill	$5,321 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-30-258000-002030`

Property Details

APN / Parcel Number

Primary APN	`24-28-30-258000-002030`
Alternative APNs	`302824258000002030` `02824000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,693 sqft Living Area
1st Floor Area	937 sqft
Upper Floors Area	444 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Other
Lot Area	12,009 sqft (0.276 acres)
Lot Dimensions	141 ft deep x 85 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	312 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	498 sqft
Patio Area	42 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	115 E MAXWELL ST
City	LAKELAND
State	FL
Zip	33803-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	EVERHART & BARNES SUB PB 6 PG 19 BLK 2 LOTS 3 & E 20 FT OF 2
Legal Range	24E
Legal Township	28S
Legal Section	30
Legal Subdivision	EVERHART AND BARNES SUBDIVISION
Legal Tract	258000
Legal Block	2
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2004
Census Tract	10502

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 E MAXWELL ST, LAKELAND, FL 33803-2232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Jul 30, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2025 · Amount on Record
Deed Sale	May 20, 2025 · Amount on Record
Prior Sale	Apr 22, 2021 · Amount on Record
Deed Document Number	2025118391
Deed Book / Page	13554 / 1686
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Jul 31, 2026
Property Address	115 E MAXWELL ST, LAKELAND, FL 33803-2232
Document Number	0000183728
Book / Page	14097 / 898
Instrument Date	Jul 16, 2026
Instrument	2026183728
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E MAXWELL ST, LAKELAND, FL 33803-2232

Mortgage

Document Number	0000183728,
Date	Jul 31, 2026
Book Page	14097/898
Instrument	2026183728

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2056

Interest

Rate	6.47%
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 22, 2021
Property Address	115 E MAXWELL ST, LAKELAND, FL 33803-2232
Document Number	0000103031
Book / Page	11680 / 1969
Map Reference	MB 6 PG 19
Instrument Date	Apr 16, 2021
Instrument	2021103031
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	LUXE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,429.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 LAKE LULU DR, 414, WINTER HAVEN, FL 33880-4465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E MAXWELL ST, LAKELAND, FL 33803-2232

Mortgage

Document Number	0116801971
Date	Apr 22, 2021
Instrument	11680/1971

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jul 30, 2020
Property Address	115 E MAXWELL ST, LAKELAND, FL 33803-2232
Document Number	0113170274
Book / Page	011317 / 000274
Instrument Date	Jul 20, 2020
Instrument	153615
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 LAKE LULU DR WINTER HAVEN FL 338804465, WINTER HAVEN, FL 33880-4465

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,350 (+5.38%) Land $102,857 Building $253,493	$356,350 (+5.38%) Land $102,857 Building $253,493
2025	$5,321.00 (-13.84%)	$338,147 (-2.19%) Land $83,945 Building $254,202	$338,147 (-2.19%) Land $83,945 Building $254,202
2023	$6,176.00 (+10.13%)	$345,717 (+13.23%) Land $81,444 Building $264,273	$345,717 (+13.23%) Land $81,444 Building $264,273
2022	$5,608.00	$305,331 Land $77,742 Building $227,589	$305,331 Land $77,742 Building $227,589

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Maxwell St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures