207 E Maxwell St, Lakeland, FL 33803 Property Records

Polk County property record for 207 E Maxwell St, Lakeland, FL 33803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,290 sqft · built 1946
Lot Size	0.211 acres (9,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$663,500 (May 2023)
Tax Bill	$7,710 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-30-258000-002090`

Property Details

APN / Parcel Number

Primary APN	`24-28-30-258000-002090`
Alternative APNs	`302824258000002090` `02824000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,290 sqft Living Area
Gross Area	2,253 sqft
1st Floor Area	1,305 sqft
Upper Floors Area	264 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	9,182 sqft (0.211 acres)
Lot Dimensions	141 ft deep x 65 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	264 sqft
Porch	Florida Room
Porch Area	525 sqft
Patio Area	462 sqft

Location & Zoning

Street Address	207 E MAXWELL ST
City	LAKELAND
State	FL
Zip	33803-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	EVERHART & BARNES SUB PB 6 PG 19 BLK 2 LOT 9
Legal Range	24E
Legal Township	28S
Legal Section	30
Legal Subdivision	EVERHART AND BARNES SUBDIVISION
Legal Tract	258000
Legal Block	2
Legal Lot Number	9
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2004
Census Tract	10502

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 E MAXWELL ST, LAKELAND, FL 33803-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU
Oct 27, 2020	Warranty Deed, Transfer · Conventional with PMI AMERIFIRST FIN'L CORP
Mar 11, 2019	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Oct 27, 2020 · Amount on Record
Deed Document Number	2023102128
Deed Book / Page	12675 / 1393
Prior Transfer Date	Oct 23, 2015
Prior Transfer Doc	0000197319
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 3, 2023
Property Address	207 E MAXWELL ST, LAKELAND, FL 33803-2234
Document Number	0000102128
Book / Page	12675 / 1393
Map Reference	MB 6 PG 19
Instrument Date	Apr 28, 2023
Instrument	2023102128
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,644.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2450 SW KANNER HWY, STUART, FL 34997-2607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E MAXWELL ST, LAKELAND, FL 33803-2234

Mortgage

Document Number	0126751395
Date	May 3, 2023
Instrument	12675/1395

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	May 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	1-Year T-Bill
Max Rate	9.37%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 27, 2020
Property Address	207 E MAXWELL ST, LAKELAND, FL 33803-2234
Document Number	0114311451
Book / Page	011431 / 001451
Instrument Date	Oct 16, 2020
Instrument	228528
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	SMART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E MAXWELL ST LAKELAND FL 338032234, LAKELAND, FL 33803-2234

Mortgage

Document Number	114311453
Date	Oct 27, 2020
Book Page	011431/001453
Instrument	228529

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	207 E MAXWELL ST, LAKELAND, FL 33803-2234
Document Number	0108100672
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	207 E MAXWELL ST LAKELAND FL 338032234, LAKELAND, FL 33803-2234

Mortgage

Document Number	0108100672
Date	Apr 15, 2019
Book Page	010810/000672
Instrument	76127

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	LAKELAND, FL 33801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 14, 2029

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	207 E MAXWELL ST, LAKELAND, FL 33803-2234
Document Number	0102891848
Book / Page	010289 / 001848
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	207 E MAXWELL ST LAKELAND FL 338032234, LAKELAND, FL 33803-2234

Mortgage

Document Number	0102891848
Date	Oct 18, 2017
Book Page	010289/001848
Instrument	199199

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 17, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,561 (-5.74%) Land $86,749 Building $356,812	$443,561 (-5.74%) Land $86,749 Building $356,812
2025	$7,710.00 (+8.99%) Homeowner's exemption	$470,574 (+6%) Land $71,228 Building $399,346	$470,574 (+6%) Land $71,228 Building $399,346
2023	$7,074.00 (+11.97%)	$443,919 (+18.91%) Land $69,010 Building $374,909	$443,919 (+18.91%) Land $69,010 Building $374,909
2022	$6,318.00	$373,328 Land $65,873 Building $307,455	$373,328 Land $65,873 Building $307,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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