Lake County property record for 115 E Main St, Tavares, FL 32778 · Last verified December 2025
| Property Type | Restaurant |
|---|---|
| Details | 6 ba · 6,465 sqft · built 1960 |
| Lot Size | 0.631 acres (27,510 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,200,000 (Apr 2024) |
| Tax Bill | $16,393 (2024) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Apr 2024 Sale & Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-19-26-0100-012-00K00 |
| Primary APN | 29-19-26-0100-012-00K00 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 6,465 sqft Total Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 27,510 sqft (0.631 acres) |
| Fence | Fence |
| Canopy | 485 sqft |
| Cooling System | Central |
|---|
| Account Number | 1276861 |
|---|---|
| Street Address | 115 E MAIN ST |
| City | TAVARES |
| State | FL |
| Zip | 32778-3805 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | TAVARES LOTS K L M N O P BLK 12 PB 1 PG 64 ORB 6311 PG 429 |
| Legal Range | 26E |
| Legal Township | 19S |
| Legal Section | 29 |
| Legal Subdivision | TAVARES |
| Legal Tract | 100 |
| Legal Block | 12 |
| Legal Lot Number | K L |
| Jurisdiction | LAKE FL |
| Township / Civil Division | TAVARES |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 30803 |
Source: Lake County records · APN 29-19-26-0100-012-00K00
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 115 E MAIN ST, TAVARES, FL 32778-3805 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 05, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RHN INVESTMENTS LTD |
| Apr 05, 2024 | Warranty Deed, Transfer · Line of Credit UNITED SOUTHERN BANK |
| Apr 17, 2019 | Loan Modification, Mortgage BERNSTEIN DOLORES A TRUST (RT) |
| Feb 08, 2018 | Loan Modification, Mortgage BERNSTEIN DOLORES A TRUST (PT) |
| Aug 04, 2017 | Loan Modification, Mortgage BERNSTEIN DOLORES A TRUST (PT) |
| Apr 17, 2017 | Loan Modification, Mortgage BERNSTEIN DOLORES A TRUST (PT) |
| Jan 17, 2017 | Loan Modification, Mortgage BERNSTEIN DOLORES A TRUST (RT) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 05, 2024 · Amount on Record |
| Deed Sale | Apr 05, 2024 · Amount on Record |
| Prior Sale | May 26, 1998 · Amount on Record |
| Deed Document Number | 2024039247 |
| Deed Book / Page | 6311 / 429 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 115 E MAIN ST, TAVARES, FL 32778-3805 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 115 E MAIN ST, TAVARES, FL 32778-3805 |
| Document Number | 0063110448 |
|---|---|
| Date | Apr 05, 2024 |
| Book Page | 6311/448 |
| Instrument | 2024039252 |
| Name | RHN INVESTMENTS LTD |
|---|---|
| Type | Non-Lending Institution |
| Address | PORT ORANGE, FL 32127 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 01, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 05, 2024 |
| Property Address | 115 E MAIN ST, TAVARES, FL 32778-3805 |
| Document Number | 0063110429 |
| Book / Page | 6311 / 429 |
| Map Reference | MB 1 PG 64 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 2024039247 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3817 S NOVA RD # RD10411, RD10411, PORT ORANGE, FL 32127-4253 |
| Name | Verified Name |
|---|---|
| Address | 115 E MAIN ST, TAVARES, FL 32778-3805 |
| Document Number | 0006311431 |
|---|---|
| Date | Apr 05, 2024 |
| Instrument | 6311/431 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 29, 2044 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 115 E MAIN ST, TAVARES, FL 32778-3805 |
| Document Number | 0052700841 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 3817 S NOVA RD #104-118 PORT ORANGE FL 321274253, 104-11, PORT ORANGE, FL 32127-4253 |
| Document Number | 0052700841 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 005270/000841 |
| Instrument | 46598 |
| Name | BERNSTEIN DOLORES A TRUST (RT) |
|---|---|
| Address | 72 SAINT JAMES TER, PALM BEACH GARDENS, FL 33418-4032 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 28, 2024 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 115 E MAIN ST, TAVARES, FL 32778-3805 |
| Document Number | 0050711261 |
| Instrument Date | Feb 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 3817 S NOVA RD #104-118 PORT ORANGE FL 321274253, 104-11, PORT ORANGE, FL 32127-4253 |
| Document Number | 0050711261 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 005071/001261 |
| Instrument | 21572 |
| Name | BERNSTEIN DOLORES A TRUST (PT) |
|---|---|
| Address | 72 SAINT JAMES TER, PALM BEACH GARDENS, FL 33418-4032 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Feb 25, 2021 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 115 E MAIN ST, TAVARES, FL 32778-3805 |
| Document Number | 0049840824 |
| Book / Page | 004984 / 000824 |
| Instrument Date | Aug 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 215 S OLIVE AVE #102 WEST PALM BEACH FL 334015643, 102, WEST PALM BEACH, FL 33401-5643 |
| Document Number | 0049840824 |
|---|---|
| Date | Aug 08, 2017 |
| Book Page | 004984/000824 |
| Instrument | 85489 |
| Name | BERNSTEIN DOLORES A TRUST (PT) |
|---|---|
| Address | 72 SAINT JAMES TER, PALM BEACH GARDENS, FL 33418-4032 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Aug 07, 2019 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 115 E MAIN ST, TAVARES, FL 32778-3805 |
| Document Number | 0049351395 |
| Book / Page | 004935 / 001395 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 215 S OLIVE AVE #102 WEST PALM BEACH FL 334015643, 102, WEST PALM BEACH, FL 33401-5643 |
| Document Number | 0049351395 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 004935/001395 |
| Instrument | 45185 |
| Name | BERNSTEIN DOLORES A TRUST (PT) |
|---|---|
| Address | 72 SAINT JAMES TER, PALM BEACH GARDENS, FL 33418-4032 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 25, 2018 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 115 E MAIN ST, TAVARES, FL 32778-3805 |
| Document Number | 0048921964 |
| Book / Page | 004892 / 001964 |
| Instrument Date | Jan 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 215 S OLIVE AVE #102 WEST PALM BEACH FL 334015643, 102, WEST PALM BEACH, FL 33401-5643 |
| Document Number | 0048921964 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 004892/001964 |
| Instrument | 7788 |
| Name | BERNSTEIN DOLORES A TRUST (RT) |
|---|---|
| Address | 72 SAINT JAMES TER, PALM BEACH GARDENS, FL 33418-4032 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jan 22, 2018 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Tavares City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $916,911 (+18.46%) Land $402,746 Building $514,165 | $916,911 (+18.46%) Land $402,746 Building $514,165 | |
| 2024 | $16,393.00 (+10.32%) | ||
| 2023 | $14,859.00 (+5.95%) | $774,056 (+8.98%) | $774,056 (+8.98%) Land $366,158 Building $407,898 |
| 2022 | $14,025.00 | $710,259 | $710,259 Land $332,871 Building $377,388 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low less than 1% of the US · less than 1% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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