115 E Main St, Tavares, FL 32778 Property Records

Lake County property record for 115 E Main St, Tavares, FL 32778 · Last verified December 2025

Property Summary

Property TypeRestaurant
Details6 ba · 6,465 sqft · built 1960
Lot Size0.631 acres (27,510 sqft)
OwnerCompany Name on File
Last Sale$1,200,000 (Apr 2024)
Tax Bill$16,393 (2024)
Deeds & MortgagesApr 2024 Second Mortgage
Apr 2024 Sale & Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN29-19-26-0100-012-00K00

Property Details

APN / Parcel Number

Primary APN29-19-26-0100-012-00K00
Alternative APN
  • 1276861

Interior

Full Baths6 Baths
Stories1 Story
Building Area6,465 sqft Total Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area27,510 sqft (0.631 acres)
FenceFence
Canopy485 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number1276861
Street Address115 E MAIN ST
CityTAVARES
StateFL
Zip32778-3805
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionTAVARES LOTS K L M N O P BLK 12 PB 1 PG 64 ORB 6311 PG 429
Legal Range26E
Legal Township19S
Legal Section29
Legal SubdivisionTAVARES
Legal Tract100
Legal Block12
Legal Lot NumberK L
JurisdictionLAKE FL
Township / Civil DivisionTAVARES
Census Block Group3
Census Block3066
Census Tract30803

Owner

Source: Lake County records · APN 29-19-26-0100-012-00K00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address115 E MAIN ST, TAVARES, FL 32778-3805
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
RHN INVESTMENTS LTD
Apr 05, 2024Warranty Deed, Transfer · Line of Credit
UNITED SOUTHERN BANK
Apr 17, 2019Loan Modification, Mortgage
BERNSTEIN DOLORES A TRUST (RT)
Feb 08, 2018Loan Modification, Mortgage
BERNSTEIN DOLORES A TRUST (PT)
Aug 04, 2017Loan Modification, Mortgage
BERNSTEIN DOLORES A TRUST (PT)
Apr 17, 2017Loan Modification, Mortgage
BERNSTEIN DOLORES A TRUST (PT)
Jan 17, 2017Loan Modification, Mortgage
BERNSTEIN DOLORES A TRUST (RT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 05, 2024 · Amount on Record
Deed SaleApr 05, 2024 · Amount on Record
Prior SaleMay 26, 1998 · Amount on Record
Deed Document Number2024039247
Deed Book / Page6311 / 429
Record UpdatedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address115 E MAIN ST, TAVARES, FL 32778-3805
Transaction TypeMortgage
Record UpdatedApr 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 E MAIN ST, TAVARES, FL 32778-3805

Mortgage

Document Number0063110448
DateApr 05, 2024
Book Page6311/448
Instrument2024039252
Lender
NameRHN INVESTMENTS LTD
TypeNon-Lending Institution
AddressPORT ORANGE, FL 32127
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term36 Months
DueApr 01, 2027

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 05, 2024
Property Address115 E MAIN ST, TAVARES, FL 32778-3805
Document Number0063110429
Book / Page6311 / 429
Map ReferenceMB 1 PG 64
Instrument DateMar 29, 2024
Instrument2024039247
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3817 S NOVA RD # RD10411, RD10411, PORT ORANGE, FL 32127-4253

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 E MAIN ST, TAVARES, FL 32778-3805

Mortgage

Document Number0006311431
DateApr 05, 2024
Instrument6311/431
Lender
NameUNITED SOUTHERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueMar 29, 2044

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE FL
Property Address115 E MAIN ST, TAVARES, FL 32778-3805
Document Number0052700841
Instrument DateApr 17, 2019
Transaction TypeMortgage
Record UpdatedMay 08, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address3817 S NOVA RD #104-118 PORT ORANGE FL 321274253, 104-11, PORT ORANGE, FL 32127-4253

Mortgage

Document Number0052700841
DateApr 29, 2019
Book Page005270/000841
Instrument46598
Lender
NameBERNSTEIN DOLORES A TRUST (RT)
Address72 SAINT JAMES TER, PALM BEACH GARDENS, FL 33418-4032
Agreement
AmountAmount Recorded
Term60 Months
DueApr 28, 2024

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE FL
Property Address115 E MAIN ST, TAVARES, FL 32778-3805
Document Number0050711261
Instrument DateFeb 08, 2018
Transaction TypeMortgage
Record UpdatedMar 21, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address3817 S NOVA RD #104-118 PORT ORANGE FL 321274253, 104-11, PORT ORANGE, FL 32127-4253

Mortgage

Document Number0050711261
DateFeb 26, 2018
Book Page005071/001261
Instrument21572
Lender
NameBERNSTEIN DOLORES A TRUST (PT)
Address72 SAINT JAMES TER, PALM BEACH GARDENS, FL 33418-4032
Agreement
AmountAmount Recorded
Term36 Months
DueFeb 25, 2021
Interest
Rate TypeFixed Rate
Rate7%

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE FL
Property Address115 E MAIN ST, TAVARES, FL 32778-3805
Document Number0049840824
Book / Page004984 / 000824
Instrument DateAug 04, 2017
Transaction TypeMortgage
Record UpdatedSep 05, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address215 S OLIVE AVE #102 WEST PALM BEACH FL 334015643, 102, WEST PALM BEACH, FL 33401-5643

Mortgage

Document Number0049840824
DateAug 08, 2017
Book Page004984/000824
Instrument85489
Lender
NameBERNSTEIN DOLORES A TRUST (PT)
Address72 SAINT JAMES TER, PALM BEACH GARDENS, FL 33418-4032
Agreement
AmountAmount Recorded
Term24 Months
DueAug 07, 2019

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE FL
Property Address115 E MAIN ST, TAVARES, FL 32778-3805
Document Number0049351395
Book / Page004935 / 001395
Instrument DateApr 17, 2017
Transaction TypeMortgage
Record UpdatedMay 05, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address215 S OLIVE AVE #102 WEST PALM BEACH FL 334015643, 102, WEST PALM BEACH, FL 33401-5643

Mortgage

Document Number0049351395
DateApr 26, 2017
Book Page004935/001395
Instrument45185
Lender
NameBERNSTEIN DOLORES A TRUST (PT)
Address72 SAINT JAMES TER, PALM BEACH GARDENS, FL 33418-4032
Agreement
AmountAmount Recorded
Term12 Months
DueApr 25, 2018

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE FL
Property Address115 E MAIN ST, TAVARES, FL 32778-3805
Document Number0048921964
Book / Page004892 / 001964
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedFeb 06, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address215 S OLIVE AVE #102 WEST PALM BEACH FL 334015643, 102, WEST PALM BEACH, FL 33401-5643

Mortgage

Document Number0048921964
DateJan 23, 2017
Book Page004892/001964
Instrument7788
Lender
NameBERNSTEIN DOLORES A TRUST (RT)
Address72 SAINT JAMES TER, PALM BEACH GARDENS, FL 33418-4032
Agreement
AmountAmount Recorded
Term12 Months
DueJan 22, 2018

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityTavares City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$916,911 (+18.46%) Land $402,746 Building $514,165$916,911 (+18.46%) Land $402,746 Building $514,165
2024$16,393.00 (+10.32%)
2023$14,859.00 (+5.95%)$774,056 (+8.98%)$774,056 (+8.98%) Land $366,158 Building $407,898
2022$14,025.00$710,259$710,259 Land $332,871 Building $377,388

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
less than 1% of the US · less than 1% of Florida
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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