113 E Main St, Tavares, FL 32778 Property Records

Lake County property record for 113 E Main St, Tavares, FL 32778

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 1,878 sqft · built 1954
Lot Size	0.116 acres (5,070 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Oct 2025)
Tax Bill	$3,338 (2024)
Deeds & Mortgages	Oct 2025 Sale Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-19-26-0100-012-00F00`

Property Details

APN / Parcel Number

Primary APN	`29-19-26-0100-012-00F00`
Alternative APN	`1276845`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,878 sqft Total Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	5,070 sqft (0.116 acres)
Canopy	170 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1276845
Street Address	113 E MAIN ST
City	TAVARES
State	FL
Zip	32778-3805
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	TAVARES LOT F BLK 12 PB 1 PG 64 ORB 3344 PG 1961
Legal Range	26E
Legal Township	19S
Legal Section	29
Legal Subdivision	TAVARES
Legal Tract	100
Legal Block	12
Legal Lot Number	F
Jurisdiction	LAKE FL
Township / Civil Division	TAVARES
Census Block Group	3
Census Block	3066
Census Tract	30803

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	712 N GROVE ST, EUSTIS, FL 32726-2923
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 6, 2019	Deed of Trust, Mortgage RALPH D GIRVIN
Apr 30, 2018	Loan Modification, Mortgage BERNSTEIN DOLORES A TRUST (RT)
Aug 4, 2017	Loan Modification, Mortgage BERNSTEIN DOLORES A TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Sep 10, 1999 · Amount on Record
Deed Document Number	2025133023
Deed Book / Page	6622 / 567
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 28, 2025
Property Address	113 E MAIN ST, TAVARES, FL 32778-3805
Document Number	0066220567
Book / Page	6622 / 567
Map Reference	MB 1 PG 64
Instrument Date	Oct 27, 2025
Instrument	2025133023
Transaction Type	Transfer
Record Updated	Nov 13, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5616 RIVERSIDE DR, PORT ORANGE, FL 32127-6414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 N GROVE ST, EUSTIS, FL 32726-2923

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	113 E MAIN ST, TAVARES, FL 32778-3805
Document Number	0053410627
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3817 S NOVA RD #104-118 PORT ORANGE FL 321274253, 104-11, PORT ORANGE, FL 32127-4253

Mortgage

Document Number	0053410627
Date	Sep 13, 2019
Book Page	005341/000627
Instrument	103431

Lender

Name	RALPH D GIRVIN
Address	9339 CHARLES E LIMPUS RD, ORLANDO, FL 32836-5807

Agreement

Amount	Amount Recorded

Interest

Rate	12%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	113 E MAIN ST, TAVARES, FL 32778-3805
Document Number	0051022148
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3817 S NOVA RD #104118 PORT ORANGE FL 321274253, 104118, PORT ORANGE, FL 32127-4253

Mortgage

Document Number	0051022148
Date	May 1, 2018
Book Page	005102/002148
Instrument	50105

Lender

Name	BERNSTEIN DOLORES A TRUST (RT)
Address	72 SAINT JAMES TER, PALM BEACH GARDENS, FL 33418-4032

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Apr 30, 2021

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	113 E MAIN ST, TAVARES, FL 32778-3805
Document Number	0049840859
Book / Page	004984 / 000859
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1778 N PARK AVE #203 MAITLAND FL 327516504, 203, MAITLAND, FL 32751-6504

Mortgage

Document Number	0049840859
Date	Aug 8, 2017
Book Page	004984/000859
Instrument	85497

Lender

Name	BERNSTEIN DOLORES A TRUST (PT)
Address	72 SAINT JAMES TER, PALM BEACH GARDENS, FL 33418-4032

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 7, 2018

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Tavares City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,926 (+5.55%) Land $74,225 Building $113,701	$187,926 (+5.55%) Land $74,225 Building $113,701
2024	$3,338.00 (+11.79%)	$178,047 (+9.75%) Land $74,225 Building $103,822	$178,047 (+9.75%) Land $74,225 Building $103,822
2023	$2,986.00 (+6.87%)	$162,233 (+9.72%)	$162,233 (+9.72%) Land $67,482 Building $94,751
2022	$2,794.00	$147,866	$147,866 Land $61,347 Building $86,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1992–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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