115 E Howard St, Hibbing, MN 55746 Property Records

St. Louis County property record for 115 E Howard St, Hibbing, MN 55746

Property Summary

Property Type	Commercial
Details	9,920 sqft · built 1920
Lot Size	0.228 acres (9,972 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Apr 2008)
Tax Bill	$7,260 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`140-0070-00010`

Property Details

APN / Parcel Number

Primary APN	`140-0070-00010`
Alternative APN	`751037`

Interior

Stories	1 Story
Building Area	9,920 sqft Gross Area
1st Floor Area	9,920 sqft
Basement Area	1,522 sqft
Unfinished Basement	1,522 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Lot Area	9,972 sqft (0.228 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Steam

Location & Zoning

Account Number	751037
Street Address	115 E HOWARD ST
City	HIBBING
State	MN
Zip	55746-1733
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 1 2 AND 3 SERIAL #
Legal Subdivision	CENTRAL ADD TO HIBBING
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	3
Census Block	3009
Census Tract	12300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1810 3RD AVE E, HIBBING, MN 55746-1447
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit PARK STATE BANK & TRUST
Dec 8, 2021	Deed of Trust, Mortgage · Line of Credit PARK STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2008 · Amount on Record
Deed Sale	Apr 1, 2008 · Amount on Record
Prior Sale	Jan 10, 2005 · Amount on Record
Deed Document Number	2008850986
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	115 E HOWARD ST, HIBBING, MN 55746-1733
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 W PARK DR, HIBBING, MN 55746-2334
Investor	Possibly a Property Investor

Mortgage

Document Number	0001096865
Date	Dec 5, 2025
Instrument	1096865

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	HIBBING, MN 55746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Nov 25, 2030

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	115 E HOWARD ST, HIBBING, MN 55746-1733
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 3RD AVE S, HIBBING, MN 55746
Investor	Possibly a Property Investor

Mortgage

Document Number	0001050564
Date	Dec 8, 2021
Instrument	1050564

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	HIBBING, MN 55746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 2, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,260.00 (+18.32%)
2025	$6,136.00 (-4.57%)	$281,100 (+26%) Land $32,500 Building $248,600	$281,100 (+26%) Land $32,500 Building $248,600
2024	$6,430.00 (-12.21%)	$223,100 (-4.82%) Land $28,100 Building $195,000	$223,100 (-4.82%) Land $28,100 Building $195,000
2023	$7,324.00
2022		$234,400 (-) Land $28,100 Building $206,300	$234,400 (-) Land $28,100 Building $206,300
2021		$234,400 Land $28,100 Building $206,300	$234,400 Land $28,100 Building $206,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: CTC, Verizon.

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