105 E Hamilton St, Oberlin, OH 44074 Property Records

Lorain County property record for 105 E Hamilton St, Oberlin, OH 44074

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,057 sqft · built 1963
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Aug 2025)
Tax Bill$4,639 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-00-106-000-042

Property Details

APN / Parcel Number

Primary APN09-00-106-000-042

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,057 sqft Living Area
Gross Area3,038 sqft
1st Floor Area2,057 sqft
Basement Area1,982 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area27,878 sqft (0.64 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area507 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address105 E HAMILTON ST
CityOBERLIN
StateOH
Zip44074-1703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOD 11/19/08 20080275606
Legal SubdivisionRUSSIA
Legal Lot Number106
JurisdictionLORAIN OH
Township / Civil DivisionOBERLIN
Census Block Group3
Census Block3016
Census Tract60100

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address105 E HAMILTON ST, OBERLIN, OH 44074-1703
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 7, 2025 · Amount on Record
Deed SaleAug 7, 2025 · Amount on Record
Deed Document Number202562842
Prior Transfer DateNov 14, 2008
Prior Transfer Doc0000275606
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address105 E HAMILTON ST, OBERLIN, OH 44074-1703
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 E HAMILTON ST, OBERLIN, OH 44074-1703

Mortgage

Document Number0000879104
DateJun 13, 2022
Instrument2022-0879104
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 16, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityOberlin City
Unified School DistrictOberlin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,639.00 (-10.24%) Homeowner's exemption$119,410 (-) Land $9,140 Building $110,270$341,170 (-) Land $26,100 Building $315,070
2024$119,410 (+14.74%) Land $9,135 Building $110,275$341,170 (+14.74%) Land $26,100 Building $315,070
2023$5,168.00 (+2.34%)$104,066 (%) Land $12,586 Building $91,480$297,330 (-) Land $35,960 Building $261,370
2022$5,050.00$104,070 Land $12,590 Building $91,480
2021$297,330 Land $35,960 Building $261,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRURAL LORAIN CO. WATER A
serves 73,125 people · EPA ID OH4701803
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cogeco Cable Holdings II
Cable
1,000 / 50
Cable Co-Op
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Spectrum.

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