115 E Center St, Oakland, MD 21550 Property Records

Garrett County property record for 115 E Center St, Oakland, MD 21550

Property Summary

Property TypeCommercial
Details5,268 sqft · built 1914
Lot Size0.18 acres (7,840 sqft)
OwnerTrust Name on File
Last Sale$75,000 (Sep 2016)
Tax Bill$278 (2026)
Flood ZoneZone X (minimal risk)
APN17-007599

Property Details

APN / Parcel Number

Primary APN17-007599
Alternative APN
  • 007599

Interior

Units2 Units
Building Area5,268 sqft Total Area

Exterior

Lot Area7,840 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number007599
Street Address115 E CENTER ST
CityOAKLAND
StateMD
Zip21550-1327
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC
Legal Description0.18 AC 115-119 E CENTER ST OAKLAND
JurisdictionGARRETT MD
Township / Civil Division14, WEST OAKLAND
Census Block Group3
Census Block3035
Census Tract601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oakland Historic District
listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

115 E Center St, a commercial property, is held in a trust since September 2016.

Source: Garrett County records, as of July 27, 2026

Owner of RecordTrust Name on File
Mailing Address19 S 2ND ST, OAKLAND, MD 21550-1517
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2016 · Amount on File
Deed SaleSep 7, 2016 · Amount on File
Prior SaleApr 30, 2001
Deed Book / Page1958 / 451
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 115 E Center St was $278.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
MunicipalityOakland Town
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278.00$17,600 Land $17,600$17,600 Land $17,600
2023$288.00$17,600 Land $17,600$17,600 Land $17,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 E Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 E Center St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAKLAND
serves 1,850 people · EPA ID MD0110008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mountain Communications
Fiber
1,000 / 1,000
Glo Fiber
Cable
1,000 / 50
Pogozone powered by Neubeam
Fixed Wireless
300 / 40

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Center St

Nearby Streets

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