104 E Center St, Oakland, MD 21550 Property Records

Garrett County property record for 104 E Center St, Oakland, MD 21550

Property Summary

Property Type	Government Office, Courthouse
Details	18,868 sqft · built 1896
Lot Size	1.64 acres (71,438 sqft)
Owner	Company Name on File
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-010263`

Property Details

APN / Parcel Number

Primary APN	`17-010263`
Alternative APN	`010263`

Interior

Stories	2 Stories
Building Area	18,868 sqft Total Area
1st Floor Area	18,868 sqft
Basement Area	4,507 sqft
Unfinished Basement	4,507 sqft
Elevator	Elevator

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Exterior Material	Brick Veneer
Lot Area	71,438 sqft (1.64 acres)
Porch	Slab
Porch Area	534 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	010263
Street Address	104 E CENTER ST
City	OAKLAND
State	MD
Zip	21550-1328
Property Category	Public Works
Property Type	Public Works > Government Office, Courthouse
Local Zoning Code	C
Legal Description	1.64 AC 104 E CENTER ST OAKLAND
Legal Subdivision	TOWN MOUNTAIN LAKE PARK
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	3
Census Block	3036
Census Tract	601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakland Historic District listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

104 E Center St, a public works property, is owned by a company that acquired it in October 2023.

Source: Garrett County records, as of July 27, 2026

Owner of Record	Company Name on File
Mailing Address	203 S 4TH ST, OAKLAND, MD 21550-1553
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 2, 2023
Transfer Doc	2516000412
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	104 E CENTER ST, OAKLAND, MD 21550-1307
Document Number	0020910061
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E CENTER ST OAKLAND MD 215501307, OAKLAND, MD 21550-1307

Mortgage

Document Number	0020910061
Date	Aug 17, 2018
Book Page	002091/000061

Lender

Name	GARRETT CNTY CMNTY ACTION COMM
Address	104 E CENTER ST, OAKLAND, MD 21550-1307

Agreement

Amount	Amount on Record

Interest

Rate	10%

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,393,567	$3,548,700 Land $90,200 Building $3,458,500
2023	Additional exemption filed	$3,014,067	$3,316,000 Land $90,200 Building $3,225,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 E Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 E Center St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Center St

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