115 E Bruce Ave, Dayton, OH 45405 Property Records

Montgomery County property record for 115 E Bruce Ave, Dayton, OH 45405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 1930
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on Record
Last Sale	$66,400 (Jul 1999)
Tax Bill	$834 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R72 11001 0005`

Property Details

APN / Parcel Number

Primary APN	`R72 11001 0005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,591 sqft Living Area
1st Floor Area	749 sqft
Basement Area	227 sqft
Unfinished Basement	227 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	241 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	115 E BRUCE AVE
City	DAYTON
State	OH
Zip	45405-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45785
Legal Subdivision	CITY/DAYTON
Legal Lot Number	5
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2003
Census Tract	1100

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2350 S DIXIE DR, KETTERING, OH 45409-1857
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage MCNB BANK AND TRUST CO
Dec 29, 2017	Trustee's Deed, Transfer COREVEST AMERICAN FIN LENDER L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 1999 · Amount on Record
Deed Sale	Jul 6, 1999 · Amount on Record
Prior Sale	Jan 14, 2015
Deed Document Number	0000443D01
Deed Book / Page	R72
Last Transfer Date	Dec 29, 2017
Transfer Doc	0000077021
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	115 E BRUCE AVE, DAYTON, OH 45405-2605
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	PCTITLE PROS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2350 S DIXIE DR, KETTERING, OH 45409-1857

Mortgage

Document Number	0000046290
Date	Jul 26, 2022
Instrument	2022-00046290

Lender

Name	MCNB BANK AND TRUST CO
Type	Bank
Address	PARKERSBURG, WV 26101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2042

Interest

Rate Type	Adjustable Rate

December 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 29, 2017
Property Address	115 E BRUCE AVE, DAYTON, OH 45405-2605
Document Number	0000077021
Instrument Date	Dec 27, 2017
Instrument	77021
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	PERFORMANCE TITLE INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2443 S DIXIE DR KETTERING OH 454091861, KETTERING, OH 45409-1861

Mortgage

Document Number	77022
Date	Dec 29, 2017
Instrument	77022

Lender

Name	COREVEST AMERICAN FIN LENDER L
Address	1920 MAIN ST # 850, IRVINE, CA 92614-7285

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,910 (-) Land $3,840 Building $10,070
2024	$834.00 (+2.33%)
2023	$815.00 (+5.71%)	$13,910 (+36.91%) Land $3,840 Building $10,070	$39,750 (+36.97%) Land $10,980 Building $28,770
2022	$771.00	$10,160 Land $2,810 Building $7,350
2020			$29,020 Land $8,020 Building $21,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, T-Mobile.

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