115 Down St, Rochester, NY 14623 Property Records

Monroe County and Henrietta Town property record for 115 Down St, Rochester, NY 14623

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1957
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Aug 2023)
Tax Bill	$5,039 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`263200 162.19-3-31`

Property Details

APN / Parcel Number

Primary APN	`263200 162.19-3-31`
Alternative APNs	`32001621900003031000` `GRANADA`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Game Room	Game Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	157 ft deep x 85.7 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	665 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	GRANADA
Street Address	115 DOWN ST
City	ROCHESTER
State	NY
Zip	14623-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	T LOT 12 2ND R 1000 1957 FILED 5-21-57 L 136 PG 45 SUBURBAN HEIGHTS 8A LT 21
Legal Block	3
Legal Lot Number	31.000
Jurisdiction	MONROE NY
Township / Civil Division	HENRIETTA
Census Block Group	4
Census Block	4009
Census Tract	13101

Owner

Source: Monroe County and Henrietta Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 DOWN ST, ROCHESTER, NY 14623-4609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit NATIONAL TRUST COMPANY
Aug 15, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage STEPHEN LEONARDO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Deed Document Number	20232081
Deed Book / Page	12851 / 360
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Aug 27, 2026
Property Address	115 DOWN ST, ROCHESTER, NY 14623-4609
Document Number	0003458864
Book / Page	31419 / 932
Instrument Date	Aug 21, 2026
Instrument	20263458864
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 DOWN ST, ROCHESTER, NY 14623-4609

Mortgage

Document Number	0003458864,
Date	Aug 27, 2026
Book Page	31419/932
Instrument	20263458864

Lender

Name	NATIONAL TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Aug 15, 2023
Property Address	115 DOWN ST, ROCHESTER, NY 14623-4609
Document Number	0000002081
Book / Page	12851 / 360
Map Reference	LB 136 PG 44&45
Instrument Date	Aug 10, 2023
Instrument	202308152081
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1545 ERIE STATION RD # RD226, RD226, HENRIETTA, NY 14467-8960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 DOWN ST, ROCHESTER, NY 14623-4609

Mortgage

Document Number	0000002082
Date	Aug 15, 2023
Instrument	202308152082

Lender

Name	STEPHEN LEONARDO
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Sep 1, 2025

Tax Assessment & Valuation

Source: Monroe County and Henrietta Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Henrietta Town
Unified School District	Rush-Henrietta Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,039.00 (+18.73%)
2025	$4,244.00 (+38.65%)	$228,000 (+45.41%) Land $35,000 Building $193,000	$228,000 (+45.41%) Land $35,000 Building $193,000
2023		$156,800 (+17.01%) Land $31,000 Building $125,800	$156,800 (+17.01%) Land $31,000 Building $125,800
2022		$134,000 Land $20,500 Building $113,500	$134,000 Land $20,500 Building $113,500
2021	$3,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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