104 Division St, #1, Petoskey, MI 49770 Property Records

Emmet County property record for 104 Division St, #1, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,440 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Tax Bill	$26,990 (2024)
Deeds & Mortgages	Aug 2026 Transfer Oct 2025 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-101-007`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-101-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,575 sqft
Unfinished Basement	1,575 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	76 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	104 DIVISION ST, 1B
City	PETOSKEY
State	MI
Zip	49770-2485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	SHAW & MCMILLAN'S ADDITION N 50 FT OF LOT 1 BLK 3. SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	SHAW AND MCMILLANS ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1005
Census Tract	970700

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 DIVISION ST, 1, PETOSKEY, MI 49770-2474
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 27, 2025	Foreclosure
Oct 20, 2025	Warranty Deed, Transfer
Feb 29, 2024	Foreclosure Foreclosure Auction
Mar 3, 2023	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026
Deed Sale	Aug 14, 2026
Prior Sale	Oct 27, 2025 · Amount on Record
Deed Document Number	20265230249
Deed Book / Page	1277 / 196
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Aug 14, 2026
Property Address	104 DIVISION ST, 1B, PETOSKEY, MI 49770-2485
Document Number	0005230249
Book / Page	1277 / 196
Instrument Date	Aug 14, 2026
Instrument	20265230249
Transaction Type	Transfer
Record Updated	Sep 10, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 DIVISION ST, 1, PETOSKEY, MI 49770-2474

October 2025: Foreclosure

Document Type	Foreclosure
Jurisdiction	EMMET MI
Recording Date	Oct 27, 2025
Property Address	104 DIVISION ST # 1, 1, PETOSKEY, MI 49770-2442
Document Number	001270/838
Book / Page	1270 / 838
Instrument Date	Oct 27, 2025
Instrument	5223870
Transaction Type	Foreclosure
Record Updated	Nov 10, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Redemption Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 DIVISION ST, PETOSKEY, MI 49770-2442

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 20, 2025
Property Address	104 DIVISION ST # 1, 1, PETOSKEY, MI 49770-2442
Document Number	001270/683
Book / Page	1270 / 683
Instrument Date	Sep 29, 2025
Instrument	5223715
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 MICHIGAN AVE W, BATTLE CREEK, MI 49017-3605

February 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	EMMET MI
Recording Date	Feb 29, 2024
Property Address	104 DIVISION ST # 1, 1, PETOSKEY, MI 49770-2442
Document Number	001257/856
Book / Page	1257 / 856
Instrument Date	Feb 29, 2024
Instrument	5210864
Transaction Type	Foreclosure
Record Updated	Mar 8, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Redemption Amount
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 DIVISION ST, PETOSKEY, MI 49770-2442

March 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	EMMET MI
Recording Date	Mar 3, 2023
Property Address	104 DIVISION ST # 1, 1, PETOSKEY, MI 49770-2442
Document Number	001250/670
Book / Page	1250 / 670
Instrument Date	Mar 1, 2023
Instrument	5203657
Transaction Type	Foreclosure
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 DIVISION ST, PETOSKEY, MI 49770-2486

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$827,500 (+29.74%) Land $13,300 Building $814,200	$1,655,000 (+29.74%) Land $26,600 Building $1,628,400
2025		$637,800 (+30.7%) Land $13,300 Building $624,500	$1,275,600 (+30.7%) Land $26,600 Building $1,249,000
2024	$26,990.00
2023		$488,000	$976,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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