Beaufort County property record for 115 Cross Rd, Bluffton, SC 29910 · Last verified March 2026
| Property Type | Townhouse |
|---|---|
| Details | 1,423 sqft · built 2005 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $177,500 (Jun 2021) |
| Tax Bill | $1,476 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003000012120000 |
| Primary APN | R61003000012120000 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,423 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.039 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 12212751 |
|---|---|
| Old Parcel Number | R61003000012120000 |
| Street Address | 115 CROSS RD |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-5131 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 75 BLDG 36 PH I THE TOWNES AT BUCKWALTER PB103 P163-166 PB109 P85 |
| Legal Subdivision | THE TOWNES AT BUCKWALTER S/D |
| Legal Phase | 1 |
| Legal Lot Number | 75 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 2105 |
Source: Beaufort County records · APN R61003000012120000
Assessment roll updated September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 CROSS RD, BLUFFTON, SC 29910-5131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2021 · Amount on Record |
| Deed Sale | Jun 03, 2021 · Amount on Record |
| Prior Sale | Dec 07, 2005 · Amount on Record |
| Deed Document Number | 2021040646 |
| Deed Book / Page | 4019 / 2422 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jun 03, 2021 |
| Property Address | 115 CROSS RD, BLUFFTON, SC 29910-5131 |
| Document Number | 0000040646 |
| Book / Page | 4019 / 2422 |
| Map Reference | MB 109 PG 85 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021040646 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $461.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 CROSS RD, BLUFFTON, SC 29910-5131 |
| Document Number | 0000040647 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 2021040647 |
| Name | COASTALSTATES MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,476.00 (-0.07%) | $8,740 (-20.75%) | |
| 2024 | $1,477.00 | $11,028 (-) Land $1,280 Building $9,748 | $275,700 (-) Land $32,000 Building $243,700 |
| 2023 | $1,477.00 (+8.21%) | $11,028 (+45.11%) Land $1,280 Building $9,748 | $275,700 (+45.11%) Land $32,000 Building $243,700 |
| 2022 | $1,365.00 | $7,600 Land $1,600 Building $6,000 | $190,000 Land $40,000 Building $150,000 |
Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 244 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 244 in force |
| Nearby Flood Claims | 2 (2016–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2021, other causes |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 302 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cable One | Fiber | 1,000 / 1,000 |
| Cable One | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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