113 Cross Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 113 Cross Rd, Bluffton, SC 29910 · Last verified May 2026

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,423 sqft · built 2005
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Apr 2026)
Tax Bill	$1,243 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61003000012110000`

Property Details

APN / Parcel Number

Primary APN	`R61003000012110000`
Alternative APN	`12212742`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,423 sqft Living Area
1st Floor Area	645 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	113 CROSS RD
City	BLUFFTON
State	SC
Zip	29910-5131
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 74 BLDG 36 PH I THE TOWNES AT BUCKWALTER PB103 P163-166 PB109 P85
Legal Subdivision	THE TOWNES AT BUCKWALTER S/D
Legal Phase	1
Legal Lot Number	74
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1075
Census Tract	2105

Owner

Source: Beaufort County records · APN R61003000012110000

Assessment roll updated March 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	113 CROSS RD, BLUFFTON, SC 29910-5131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 28, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 28, 2017	Grant Deed

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	202617463
Deed Book / Page	4530 / 264
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 22, 2026
Property Address	113 CROSS RD, BLUFFTON, SC 29910-5131
Document Number	0000017463
Book / Page	4530 / 264
Instrument Date	Apr 13, 2026
Instrument	2026.17463
Transaction Type	Transfer
Record Updated	May 06, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$113,978.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CROSS RD, BLUFFTON, SC 29910-5131

Mortgage

Document Number	0000017464,
Date	Apr 22, 2026
Instrument	2026..17464

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.11%
Max Rate	-1%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 28, 2017
Property Address	113 CROSS RD, BLUFFTON, SC 29910-5131
Document Number	0000064549
Book / Page	3625 / 0390
Map Reference	MB 109 PG 85
Instrument Date	Nov 21, 2017
Instrument	2017064549
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$636.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 CROSS RD, BLUFFTON, SC 29910-5131

Mortgage

Document Number	0000064550
Date	Nov 28, 2017
Instrument	2017064550

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

November 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 28, 2017
Property Address	113 CROSS RD, BLUFFTON, SC 29910-5131
Document Number	0000064548
Book / Page	003625 / 000386
Instrument Date	Dec 19, 2005
Instrument	64548
Record Updated	Jan 08, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 SOUTHPOINT CT BLUFFTON SC 299106132, BLUFFTON, SC 29910-6132

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated March 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,243.00 (-0.08%)	$7,260 (-34.45%)
2024	$1,244.00	$11,076 (-) Land $1,280 Building $9,796	$276,900 (-) Land $32,000 Building $244,900
2023	$1,244.00 (+7.99%)	$11,076 (+75.36%) Land $1,280 Building $9,796	$276,900 (+75.36%) Land $32,000 Building $244,900
2022	$1,152.00	$6,316 Land $1,280 Building $5,036	$157,900 Land $32,000 Building $125,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 244 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	244 in force
Nearby Flood Claims	2 (2016–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 302 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cable One	Fiber	1,000 / 1,000
Cable One	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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