North Kingstown Town property record for 115 Cottrell Rd, Saunderstown, RI 02874
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,271 sqft · built 1933 |
| Lot Size | 6.42 acres (279,655 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,300,000 (Sep 2021) |
| Tax Bill | $34,567 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jul 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:019 B:073 |
| Primary APN | NKIN M:019 B:073 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,271 sqft Living Area |
| Gross Area | 5,759 sqft |
| 1st Floor Area | 1,461 sqft |
| Basement Area | 1,421 sqft |
| Unfinished Basement | 1,421 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 279,655 sqft (6.42 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 77787 |
|---|---|
| Street Address | 115 COTTRELL RD |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Block | 73 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 50402 |
Source: North Kingstown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 COTTRELL RD, SAUNDERSTOWN, RI 02874-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed, Transfer · Stand-Alone First Mortgage PAWTUCKET CU |
| Jul 26, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 28, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on Record |
| Deed Sale | Sep 9, 2021 · Amount on Record |
| Deed Document Number | 20215825 |
| Deed Book / Page | 3445 / 22 |
| Prior Transfer Date | Jul 19, 2019 |
| Prior Transfer Doc | 3208-274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Sep 9, 2021 |
| Property Address | 115 COTTRELL RD, SAUNDERSTOWN, RI 02874-3412 |
| Document Number | 3445-22 |
| Book / Page | 3445 / 22 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 5825 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 COTTRELL RD, SAUNDERSTOWN, RI 02874-3412 |
| Document Number | 5827 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 5827 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Jul 26, 2019 |
| Property Address | 115 COTTRELL RD, SAUNDERSTOWN, RI 02874-3412 |
| Document Number | 3208-274 |
| Book / Page | 003208 / 000274 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 3086 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 701 SAUNDERSTOWN RI 028740701, SAUNDERSTOWN, RI 02874-0701 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 115 COTTRELL RD, SAUNDERSTOWN, RI 02874-3412 |
| Document Number | 3064-134 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 115 COTTRELL RD SAUNDERSTOWN RI 028743412, SAUNDERSTOWN, RI 02874-3412 |
| Document Number | 3064-134 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 003064/000134 |
| Instrument | 3190 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: North Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Kingstown Town |
| Unified School District | North Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,567.00 (+16.54%) | $3,131,100 (+51.37%) Land $2,444,200 Building $686,900 | $2,461,240 |
| 2023 | $29,662.00 | $2,068,500 Land $1,430,200 Building $638,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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