115 Colonial St, Amory, MS 38821 Property Records

Monroe County property record for 115 Colonial St, Amory, MS 38821

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,711 sqft · built 1946
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$97,500 (Feb 2018)
Tax Bill	$1,620 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`359H-25-010-003.00`

Property Details

APN / Parcel Number

Primary APN	`359H-25-010-003.00`
Alternative APN	`20712`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,711 sqft Living Area
1st Floor Area	1,711 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Aluminum Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	125 ft deep x 200 ft wide
Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	20712
Street Address	115 COLONIAL ST
City	AMORY
State	MS
Zip	38821-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK F LOT 1 TO 8 .6AC C 200 X 125 EDGEWOOD SUBDIVISION
Legal Range	19E
Legal Township	12S
Legal Section	25
Legal Subdivision	EDGEWOOD SUBDIVISION
Legal Block	F
Legal Lot Number	1-8
Jurisdiction	MONROE MS
Township / Civil Division	2
Census Block Group	3
Census Block	3035
Census Tract	950300

Owner

115 Colonial St is owned and occupied by an individual who bought it in February 2018.

Source: Monroe County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	115 COLONIAL ST, AMORY, MS 38821-3627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Quit Claim Deed, Transfer · Conventional Mortgage RENASANT BANK
Feb 27, 2018	Warranty Deed, Transfer · FHA Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2018 · Amount on File
Deed Sale	Feb 27, 2018 · Amount on File
Prior Sale	Feb 26, 2018 · Amount on File
Deed Document Number	2018908
Record Updated	Sep 20, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MS
Recording Date	Mar 1, 2022
Property Address	115 COLONIAL ST, AMORY, MS 38821-3627
Document Number	2022001202
Instrument Date	Mar 1, 2022
Instrument	2022001202
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60038 COLBURN RD, AMORY, MS 38821-8404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 COLONIAL ST, AMORY, MS 38821-3627

Mortgage

Document Number	2022001204
Date	Mar 1, 2022
Instrument	2022001204

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	14 Months
Due	May 15, 2023

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MS
Recording Date	Feb 27, 2018
Property Address	115 COLONIAL ST, AMORY, MS 38821-3627
Document Number	2018000908
Instrument Date	Feb 26, 2018
Instrument	2018000908
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 WOODWARD ST, AMORY, MS 38821-4721

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	115 COLONIAL ST, AMORY, MS 38821-3627

Mortgage

Document Number	2018000909
Date	Feb 27, 2018
Instrument	2018000909

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 115 Colonial St was $1,620 with a homeowner's exemption.

Source: Monroe County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Amory City
County	Monroe County
Unified School District	Amory School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,620.00 Homeowner's exemption	$9,808	$98,080 Land $17,000 Building $81,080
2023	$1,192.00 (+3.11%) Homeowner's exemption	$9,202 (-)	$92,020 (-) Land $17,000 Building $75,020
2022	$1,156.00 Homeowner's exemption	$9,202	$92,020 Land $17,000 Building $75,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Colonial St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	15 (1983–2024)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms, Tornadoes & Flooding, May 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Colonial St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AMORY serves 9,350 people · EPA ID MS0480002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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