108 Colonial St, Amory, MS 38821 Property Records

Monroe County property record for 108 Colonial St, Amory, MS 38821

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,099 sqft · built 1955
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`359H-25-006-009.00`

Property Details

APN / Parcel Number

Primary APN	`359H-25-006-009.00`
Alternative APN	`20689`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,099 sqft Living Area
1st Floor Area	1,099 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Other
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	20689
Street Address	108 COLONIAL ST
City	AMORY
State	MS
Zip	38821-3620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK B LOTS 29 TO 32 .3AC C 100 X 125 EDGEWOOD SUBDIVISION
Legal Range	19E
Legal Township	12S
Legal Section	25
Legal Subdivision	EDGEWOOD SUBDIVISION
Legal Block	B
Legal Lot Number	29-32
Jurisdiction	MONROE MS
Township / Civil Division	2
Census Block Group	3
Census Block	3033
Census Tract	950300

Owner

Source: Monroe County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	60015 STOCKTON RD, AMORY, MS 38821-8808
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2017	Deed of Trust, Mortgage BANK OF OKOLONA
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMORY FEDERAL SAVINGS AND LOAN
Nov 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MS
Property Address	108 COLONIAL ST, AMORY, MS 38821-3620
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 COLONIAL ST, AMORY, MS 38821-3620

Mortgage

Document Number	2017004238
Date	Sep 11, 2017
Instrument	2017004238

Lender

Name	BANK OF OKOLONA
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 5, 2022

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MS
Property Address	108 COLONIAL ST, AMORY, MS 38821-3620
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60015 STOCKTON RD, AMORY, MS 38821-8808

Mortgage

Document Number	2021004451
Date	Aug 19, 2021
Instrument	2021004451

Lender

Name	AMORY FEDERAL SAVINGS AND LOAN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MS
Recording Date	Nov 26, 2018
Property Address	108 COLONIAL ST, AMORY, MS 38821-3620
Document Number	2018005997
Instrument Date	Nov 23, 2018
Instrument	2018005997
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 ELLIS ST, BEREA, KY 40403-8493

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 COLONIAL ST, AMORY, MS 38821-3620

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Amory City
County	Monroe County
Unified School District	Amory School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (+63.81%)	$6,716 (+60.75%)	$44,770 (+60.75%) Land $15,000 Building $29,770
2023	$677.00 (-28.06%)	$4,178 (-29.76%)	$27,850 (-29.76%) Land $15,000 Building $12,850
2022	$941.00	$5,948	$39,650 Land $15,000 Building $24,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	15 (1983–2024)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms, Tornadoes & Flooding, May 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AMORY serves 9,350 people · EPA ID MS0480002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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