Chesapeake City property record for 115 Clover Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,350 sqft · built 1963 |
| Lot Size | 0.296 acres (12,894 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,914 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Feb 2020 Transfer |
| APN | 0601002000120 |
| Primary APN | 0601002000120 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,350 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,894 sqft (0.296 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Detached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 25 sqft |
| Patio Area | 810 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 CLOVER DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-5405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 12 GROVEDALE |
| Legal Subdivision | CASTLEWOOD TERRACE, HANBURY FARMS, GROVE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21004 |
Source: Chesapeake City records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 CLOVER DR, CHESAPEAKE, VA 23322-5405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 16, 2020 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Feb 11, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 7, 2020 |
| Transfer Doc | 10111/1253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 115 CLOVER DR, CHESAPEAKE, VA 23322-5405 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010276/759 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 10276/759 |
| Instrument | 200047826 |
| Name | TOWNEBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 413 Months |
| Due | May 29, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 11, 2020 |
| Property Address | 115 CLOVER DR, CHESAPEAKE, VA 23322-5405 |
| Document Number | 10111/1253 |
| Book / Page | 10111 / 1253 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 200004392 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 CLOVER DR, CHESAPEAKE, VA 23322-5405 |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,900 (+9.65%) Land $200,000 Building $224,900 | $424,900 (+9.65%) Land $200,000 Building $224,900 | |
| 2025 | $3,914.00 (+3.68%) | $387,500 (+8.54%) Land $175,000 Building $212,500 | $387,500 (+8.54%) Land $175,000 Building $212,500 |
| 2024 | $3,775.00 (+25.96%) | ||
| 2023 | $357,000 (+10.19%) Land $165,000 Building $192,000 | $357,000 (+10.19%) Land $165,000 Building $192,000 | |
| 2022 | $324,000 Land $145,000 Building $179,000 | $324,000 Land $145,000 Building $179,000 | |
| 2019 | $2,997.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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