Chesapeake City property record for 109 Clover Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,494 sqft · built 1963 |
| Lot Size | 0.288 acres (12,545 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $302,000 (Apr 2020) |
| Tax Bill | $4,159 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Aug 2017 Sale & Mortgage + 1 more |
| APN | 0601002000150 |
| Primary APN | 0601002000150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,494 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,545 sqft (0.288 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Porch |
| Porch Area | 28 sqft |
| Deck Area | 312 sqft |
| Patio Area | 484 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 CLOVER DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-5405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 15 GROVEDALE |
| Legal Subdivision | CASTLEWOOD TERRACE, HANBURY FARMS, GROVE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21004 |
109 Clover Dr is owned and occupied by two individuals who bought it in April 2020.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 CLOVER DR, CHESAPEAKE, VA 23322-5405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 4, 2017 | Warranty Deed, Transfer · FHA Mortgage TIDEWATER HOME FUNDING LLC |
| Oct 2, 2007 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2020 · Amount on File |
| Deed Sale | Apr 29, 2020 · Amount on File |
| Prior Sale | Aug 4, 2017 · Amount on File |
| Deed Document Number | 202013039 |
| Deed Book / Page | 10142 / 1164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 29, 2020 |
| Property Address | 109 CLOVER DR, CHESAPEAKE, VA 23322-5405 |
| Document Number | 10142/1164 |
| Book / Page | 10142 / 1164 |
| Instrument Date | Apr 22, 2020 |
| Instrument | 200013039 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | LINEAR TITLE AND ESCROW LLC, LINEAR TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 CLOVER DR, CHESAPEAKE, VA 23322-5405 |
| Document Number | 200013042 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 200013042 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 4, 2017 |
| Property Address | 109 CLOVER DR, CHESAPEAKE, VA 23322-5405 |
| Document Number | 9819/311 |
| Book / Page | 9819 / 311 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 170021414 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 CLOVER DR, CHESAPEAKE, VA 23322-5405 |
| Document Number | 170021415 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 170021415 |
| Name | TIDEWATER HOME FUNDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 2, 2007 |
| Property Address | 109 CLOVER DR, CHESAPEAKE, VA 23322-5405 |
| Document Number | 0007233/90 |
| Book / Page | 7233 / 90 |
| Instrument Date | Sep 24, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000723393 |
|---|---|
| Date | Oct 2, 2007 |
| Instrument | 7233/93 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 007233/116 |
|---|---|
| Date | Oct 2, 2007 |
| Book Page | 7233/116 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2022 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 109 Clover Dr was $4,159.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,100 (+12.94%) Land $200,000 Building $265,100 | $465,100 (+12.94%) Land $200,000 Building $265,100 | |
| 2025 | $4,159.00 | $411,800 Land $175,000 Building $236,800 | $411,800 Land $175,000 Building $236,800 |
| 2023 | $334,700 (+13.15%) Land $165,000 Building $169,700 | $334,700 (+13.15%) Land $165,000 Building $169,700 | |
| 2022 | $295,800 Land $145,000 Building $150,800 | $295,800 Land $145,000 Building $150,800 | |
| 2019 | $2,364.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 109 Clover Dr; there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Clover Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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