106 Cliff Rd, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 106 Cliff Rd, Nantucket, MA 02554

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,976 sqft · built 2012
Lot Size	0.222 acres (9,651 sqft)
Owner	Company Name on File
Last Sale	$4,200,000 (Mar 2021)
Tax Bill	$19,043 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-853`

Property Details

APN / Parcel Number

Primary APN	`41-853`
Alternative APN	`NANT M:00041 P:00853`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,976 sqft Living Area
Gross Area	4,395 sqft
1st Floor Area	1,177 sqft
Basement Area	288 sqft
Unfinished Basement	288 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	9,651 sqft (0.222 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	41-853
Street Address	106 CLIFF RD
City	NANTUCKET
State	MA
Zip	02554-2175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	1
Census Block	1018
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

106 Cliff Rd is owned by a company that bought it in March 2021.

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	5 SHEEP LN, LOCUST VALLEY, NY 11560-1113
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Prior Sale	Jul 30, 2014 · Amount on File
Deed Book / Page	1811 / 237
Prior Transfer Date	Mar 25, 2021
Prior Transfer Doc	1811-237
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Mar 26, 2021
Property Address	106 CLIFF RD, NANTUCKET, MA 02554-2175
Document Number	001811-237
Book / Page	1811 / 237
Instrument Date	Mar 25, 2021
Instrument	1147
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SHEEP LN, LOCUST VALLEY, NY 11560-1113

Mortgage

Document Number	0000001149
Date	Mar 26, 2021
Instrument	1149

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2026
Max Rate At Change	2.25%
Index	LIBOR

Tax Assessment & Valuation

The 2026 property tax bill for 106 Cliff Rd was $19,043, up 0.5% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,043.00 (+0.46%)	$6,103,600 (+5.62%) Land $2,518,400 Building $3,585,200	$6,138,069
2025	$18,955.00 (+9.9%)	$5,779,100 (+4.88%) Land $2,155,400 Building $3,623,700
2024	$17,247.00 (+14.84%)	$5,510,100 (+17.78%) Land $2,155,400 Building $3,354,700
2023	$15,018.00	$4,678,400 Land $1,945,000 Building $2,733,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Cliff Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	4 (1988–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Cliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Verizon.

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