Madison County property record for 115 Chartres Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,804 sqft · built 2006 |
| Lot Size | 0.449 acres (19,561 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,811 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082I-30-051 |
| Primary APN | 082I-30-051 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Building Area | 3,804 sqft Adjusted Area |
| Gross Area | 3,234 sqft |
| 1st Floor Area | 3,234 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,561 sqft (0.449 acres) |
| Patio Area | 133 sqft |
| Cooling System | Central |
|---|
| Account Number | 43185 |
|---|---|
| Street Address | 115 CHARTRES DR |
| City | MADISON |
| State | MS |
| Zip | 39110-7056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 47 BELLE TERRE PART 1 |
| Legal Range | 02E |
| Legal Township | 08N |
| Legal Section | 30 |
| Legal Subdivision | BELLE TERRE PT I |
| Legal Lot Number | 47 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30204 |
Source: Madison County assessment roll, as of November 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 CHARTRES DR, MADISON, MS 39110-7056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2019 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Oct 25, 2019 | Deed of Trust, Mortgage BANKPLUS |
| Jul 31, 2017 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2006 |
| Deed Sale | Apr 28, 2006 |
| Deed Document Number | 2006500422 |
| Deed Book / Page | 2045 / 279 |
| Last Transfer Date | Aug 26, 2016 |
| Transfer Doc | 3388/0366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 115 CHARTRES DR, MADISON, MS 39110-7056 |
| Document Number | 0000880213 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 115 CHARTRES DR MADISON MS 391107056, MADISON, MS 39110-7056 |
| Document Number | 0000880213 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 003789/000675 |
| Instrument | 880213 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Nov 20, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 115 CHARTRES DR, MADISON, MS 39110-7056 |
| Document Number | 0000878904 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 115 CHARTRES DR MADISON MS 391107056, MADISON, MS 39110-7056 |
| Document Number | 0000878904 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 003782/000354 |
| Instrument | 878904 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 115 CHARTRES DR, MADISON, MS 39110-7056 |
| Document Number | 0000820471 |
| Book / Page | 003520 / 000935 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 115 CHARTRES DR MADISON MS 391107056, MADISON, MS 39110-7056 |
| Document Number | 0000820471 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 003520/000935 |
| Instrument | 820471 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205-0291 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 10, 2027 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,811.00 Homeowner's exemption | $40,037 (-) | $400,370 (-) Land $75,000 Building $325,370 |
| 2024 | $3,811.00 | ||
| 2023 | $3,811.00 Homeowner's exemption | $40,037 | $400,370 Land $75,000 Building $325,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Most Recent Claim | Apr 2003 · Severe Storms, Tornadoes, Floods |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Ozborn Communications Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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